Harmonson Law Firm - August 2019

Myths and Misconceptions Ab Your Car Accident

THE INSURANCE COMPANY WILL BE FAIR. Whether you know it or not, you are at war with the insurance company. From the minute you had your car accident, the insurance company for the at-fault driver is working hard to deny or minimize your claim. An insurance adjuster may pretend to be nice to you, but their only goal is to save the insurance company money. Even if you send a reasonable settlement demand, don’t expect the insurance company to give you a reasonable settlement offer in return. THE INSURANCE COMPANY WILL PAY MY MEDICAL BILLS PROMPTLY. The insurance company is not obligated to and will not pay your medical bills as you submit them. The insurance company will only pay you once you reach a settlement for all of your claims and have signed a release of their insured or after you have received a final, nonappealable court judgment against their insured. I AM REQUIRED TO GIVE A RECORDED OR WRITTEN STATEMENT TO THE INSURANCE COMPANY. There is no requirement that you must provide the insurance company of the at-fault driver any written or recorded statement. In fact, these statements can be extremely prejudicial to your case. We have settled countless car accident cases without any recorded statements from our clients. When an adjuster SUDO KU

Hopping on your bicycle for a family bike ride through the neighborhood is a great activity for beautiful summer weather, but nothing spoils a fun day of riding more than a flat tire or dislodged chain. That’s why it’s important to keep up with bike maintenance, even if you typically stay close to home. By following these four tips, you and your family can enjoy a smooth ride all summer long. Give your bike a once-over. The best way to avoid any problems with your bike while riding is to inspect it thoroughly before you head out. Check each component and make sure everything is in working order. If you notice your handlebars are loose or your brake pads are worn, you’ll be able to make adjustments or repairs before hopping on. Fill your tires properly. Proper bike tire pressure can seem ambiguous; many people just inflate the tires until they seem plump enough to ride on. But a bike tire will typically have the recommended air pressure in psi (pound-force per square inch) stamped into the side of the tire. For example, your tire might say Min. 85–Max. 135 psi . This may seem like a broad range, but it all depends on what you’re looking for: A higher psi will increase speed, while a lower psi will give you a smoother ride. Keep it clean. Cleaning your bike regularly is essential in preventing premature wear and tear. When cleaning the body of the bike, use a damp rag with window cleaner or diluted dish soap to wipe it down, and take extra care not to get any of it on the chain. If the chain is dry to the touch, remove any debris that may be caught in it with a small brush or old toothbrush before applying a good bicycle chain lube. Involve your kids. Encouraging your kids to maintain their own bikes will help them understand the importance of taking care of their possessions. Teach them to inspect their bike, clean and lubricate their chains, and regularly check their tire pressure. This summer, set yourself up for cycling success and make bike maintenance a priority.

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