SUPPLEMENTAL HEALTH BENEFITS THE HARTFORD
Our medical plans provide great coverage for you and your family’s healthcare needs. Still, everyone’s needs are slightly different. That’s where supplemental health options come in! These benefits are designed to protect your family’s finances in case of an unforeseen injury or illness. Please visit thehartford.com/employee-benefits/employees for additional details. Accident Insurance Accident Insurance pay cash benefits directly to you to help pick up some of the costs remaining after your health insurance plan kicks in following a covered accident. FEATURES: z Some covered examples include ground ambulance, emergency room, accident follow- ups and physical therapy appointments z Use your cash for the expenses you choose such as deductibles, copays, mortgage payment, groceries and other bills you may have z Benefits are paid regardless of any other insurance you may have with other insurance companies z Your coverage is portable; you can take it with you if you change jobs or retire z This plan includes a health screening benefit of $50 per covered person per year if you complete an eligible health screening Critical Illness Insurance Critical Illness Insurance helps protect your income and personal assets when out-of-pocket expenses increase as a result of a specified illness. This plan covers conditions like: heart attack, stroke, end stage renal failure, invasive cancer, and more. FEATURES:
z Pays a lump-sum cash benefit upon diagnosis of a covered illness that can be used however you choose z Associates can choose coverage in amounts of $5,000 to $30,000 in increments of $5,000
z Coverage is available for your dependents; up to 100% of your elected amount for spouse or partner and up to 50% of your amount per child z This plan includes a health screening benefit of $50 per covered person per year if you complete an eligible health screening
Hospital Indemnity Insurance The thing about a hospital stay is you don’t expect it – but you can plan for it. Hospital Indemnity Insurance helps protect you and your family from the financial crunch of a hospital stay.
FEATURES: z First day hospital confinement benefit: $1,000 up to 3 days per year z Daily hospital confinement benefit: $200 up to 30 days per year
z Daily ICU confinement benefit: $400 up to 10 days per year
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