WELLNESS INCENTIVE PLAN (WIP) HEALTH REIMBURSEMENT ACCOUNT (HRA)
The City of North Myrtle Beach maintains a Wellness Incentive Plan to help reduce health risk among employees and promote a healthy workplace. As a member on the City of North Myrtle Beach’s plan, participating in the Wellness Incentive Plan provides you the benefit of: Saving money on insurance premiums Saves You Money
Affordable Health Insurance Discounts on Health Insurance Wellness Incentive Plan with Incentive Payouts into an HRA
Earning up to $505 in HRA funds Learning more about your health Helping to keep City health insurance premiums low
In order to receive the premium discount and HRA funds for participating in the Wellness Program, you and your spouse (if he/she is on the city’s insurance) need to complete ALL three (3) of the Wellness Incentive Plan steps. Step 1 : Complete the Health Risk Questionnaire Step 2 : Complete the Biometric Screening
Support Your Needs
Step 3 : Attend a Wellness Consultation appointment Optional Step 4 : Reasonable Alternative Standards (RAS) HRA monies roll-over each year. Employees will receive a separate Beach Healthy Wellness Incentive Plan brochure upon date of hire and annually at the start of each WIP program year, October 1 st .
On-Site Health Care Yearly Wellness Screenings Aquatic & Fitness Center Discount Wellness Program Employee Assistance Program Paid Time Off
HEALTH CARE FSA A Healthcare FSA is a benefit program that allows you to use pre-tax dollars to pay for eligible health care expenses, such as: FLEXIBLE SPENDING ACCOUNT (FSA) – Open enrollment held in November
Prescription copayments and deductibles Out-of-pocket, non-cosmetic dental fees Doctor and emergency room copayments Laser eye surgery, eyeglasses and contacts
Medical supplies and prescribed OTC medications Orthodontics Hearing expenses Prescribed over-the-counter items
Estimate your extra medical expenses for the upcoming year so that the right amount is deducted from your paycheck. An FSA is a use-it-or-lose-it account. You will only be able to roll-over $660 of your unused dollars from 2025 into 2026. You may only change your payroll election amount if you experience a major life change, such as marriage, divorce, birth, adoption, change in spouse’s employment status, etc. DEPENDENT CARE FSA (DCFSA) Per IRS regulations, the following, while not intended to be complete, illustrates examples of eligible dependent care expenses. Expenses must be incurred during the Plan Year from which you are requesting reimbursement. Expenses are considered incurred when service is rendered, not when service is billed, or payment is made. Expenses cannot be reimbursed in advance of the date service is rendered. **Children under age 13 and your spouse or adult dependent (may include parent or relative) who is physically or mentally incapable of self-care and lived with you for more than half the year. NOTE: Regardless of the amount of your claim, you will only be reimbursed up to the amount in your account at the time the claim was submitted. Therefore, you may need to continue to pay your provider prior to submitting a claim for reimbursement. Examples of Eligible Benefits: Adult Day Care, After School Programs, Preschool, Summer Day Camps (Not Overnight)
2025 FSA Maximum Contributions
Medical: $3,300 Dependent Care: $5,000
SCAN HERE
CONMB Employee Benefit Guide 2025
11
Made with FlippingBook - professional solution for displaying marketing and sales documents online