SUPPLEMENTAL BENEFITS
Group Accident Insurance
Nobody expects an accident to happen. But if it does, your main focus should be on recovery, not how you’re going to pay your bills. Colonial Life accident insurance provides benefits directly to you to use however you like – from medical costs to everyday expenses. Whether it's a fall or a car accident, your benefits offer support when you need it. Wellness Benefit: Pays $50 for you and your covered dependents for a wellness screening. These include but no limited to blood test for triglycerides, bone marrow testing, breast ultrasound, CA 15-3 (blood test for breast cancer), CA 125 (blood test for ovarian cancer), carotid doppler, CEA (blood test for colon cancer), chest x-ray, colonoscopy, ECHO, EKG, ECG, fasting blood glucose test, flexible sigmoidoscopy, hemoccult stool analysis, mammography, pap smear, PSA (blood test for prostate cancer), serum cholesterol test for HDL and LDL levels, serum protein electrophoresis (blood test for myeloma), skin cancer biopsy, stress test on bicycle or treadmill, thermography, thin prep pap test, virtual colonoscopy. Below is a list of examples of covered illnesses and conditions. For a complete listing, please see your Colonial benefits summary for details.
Benefit
Amount
Accident emergency treatment - One visit per covered person per covered accident and up to four (4) visits per covered person per calendar year Accident follow-up doctor visit - Up to four (4) visits per covered person per covered accident and up to sixteen (16) visits per covered person per calendar year Accidental dismemberment One hand, arm, foot, leg or sight of an eye Both hands, arms, feet, legs or sight of both eyes One finger or one toe Two or more fingers, two or more toes Air Ambulance - Transportation to or from a hospital or medical facility Ground Ambulance - Transportation to or from a hospital or medical facility Appliance aid in personal locomotion of mobility - Walking boot, neck brace, back brace, leg brace, cane, crutches, walker and wheelchair Blood / Plasma / Platelets - Required during treatment of a covered accident Burn 2 nd Degree burns - covering at least 36% of the body’s surface 3 rd Degree burns (based on size)
$150
$50
$9,000 $18,000 $1,050 $2,100
$1,500
$300
$100
$400
$1,000
$2,000 - $15,000
Burn Skin Graft - As a result of 2 nd or 3 rd degree burns
50% of applicable burn benefits
Coma - L asting for 14 or more consecutive days
$10,000
Concussion
$375
Emergency dental work Dental crown or denture Dental extraction
$300 $100
CONMB Employee Benefit Guide 2025
19
Made with FlippingBook - professional solution for displaying marketing and sales documents online