Employee Benefits Guide 2025-2026

SUPPLEMENTAL BENEFITS

Group Cancer Insurance

Your health and financial peace of mind are important. You and your loved ones can rest a little easier knowing you have extra financial protection in place when a critical health event occurs. Benefits are paid directly to you, placing you in control at a time when you may feel that your options are limited.  Wellness Benefit : Pays $100 for you and your dependents for a wellness screening. These include but no limited to biopsy of the skin lesion, bone marrow aspiration/biopsy, breast ultrasound, CA 15-3 (blood test for breast cancer), CA 125 (blood test for ovarian cancer), CEA (blood test for colon cancer), chest x-ray, colonoscopy, flexible sigmoidoscopy, hemoccult stool analysis, mammography, Pap Smear, PSA (blood test for prostate cancer), serum protein electrophoresis (blood test for myeloma), thermography, thin prep pap test, virtual colonoscopy. Below is a list of examples of covered illnesses and conditions. For a complete listing, please see your Colonial benefits summary for details.

Base Benefit

Low High

Cancer Screening/Wellness Benefit

$100

$100

Hospital/Hospital Intensive Care Unit Confinement* Per day for first 30 days in a calendar year Per day after first 30 days in a calendar year Per day for hospital intensive care unit *Maximum of 180 days per calendar year

$100 $200 $200

$300 $600 $600

Private Full-Time Nursing, per day

$300

$300

Radiation/Chemotherapy, per day Calendar year maximum Antinausea Medication, per day Calendar Year Maximum

$150 $5,000

$300 $10,000

$50 $200

$50 $200

Blood/Plasma/Platelets/Immunoglobulins, per day Calendar Year Maximum

$300 $10,000 $200 $1,600

$300 $10,000 $200 $1,600

Supportive or Protective Care Drugs and Colony Stimulating Factors , per day Calendar Year Maximum

Bone Marrow Stem Cell Transplant , per lifetime

$10,000 $10,000

Peripheral Stem Cell Transplant , per lifetime

$5,000

$5,000

Transportation (per mile) up to 700 miles per round trip

$0.40

$0.40

Transportation for Companion (per mile) up to 700 miles per round trip

$0.40

$0.40

Lodging, per day, up to 70 days per calendar year

$50

$50

Surgical Procedures – Unit Value Maximum per procedure

$30 $1,500

$90 $4,500

Anesthesia General anesthesia % of surgical procedure Local anesthesia per procedure

25% $25

25% $75

Second Medical Opinion , per malignant condition

$300

$300

Reconstructive Surgery – Unit Value Maximum per procedure including anesthesia, limit 2 per site

$30 $1,500

$90 $4,500

Waiver of Premium

Yes

Yes

CONMB Employee Benefit Guide 2025

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