Employee Benefits Guide 2025-2026

RETIREMENT PLANS PEBA SC RETIREMENT SYSTEMS / AND STATE HEALTH PLAN

The Police Officers Retirement System (PORS) is a defined benefit retirement plan primarily for public safety employees of state agencies, public and charter school districts, public higher education institutions and other local subdivisions of government that participate in PORS. The retirement plan assumes life expectancy and investment risk. Eligibility  To be a member of PORS, you must be employed as a police officer, firefighter or peace officer for an employer that participates in PORS.  Unless your position is exempted by state law, you must earn at least $5,000 per year and devote at least 1,600 hours per year to this work. Contributions You contribute a predetermined percentage of your gross pay. Benefits  Monthly retirement benefit is based on a formula, not on your account balance at retirement.  Monthly retirement benefit is payable until your death.  Three payment options for monthly retirement benefits are available at retirement. Two of these options

provide survivor protection.  Service purchase options.  Disability protection. Retirement eligibility

As a member of PORS, you need to meet the plan’s eligibility requirements to retire and receive a benefit. These requirements vary depending on when you first became a PORS member. Currently, there are two classes of membership: Class Two and Class Three. Class Two members: membership effective prior to July 1, 2012  You can retire after 25 years of service or at age 55 or older.  You must have at least five years of earned service to receive a monthly retirement benefit. Class Three members: membership effective on or after July 1, 2012  You can retire after 27 years of service or at age 55 or older.  You must have at least eight years of earned service to receive a monthly retirement benefit.

To view your personal account: https://online.retirement.sc.gov/MemberAccess/welcome For account specific questions, contact Customer Service: (803)737-6800 or (888) 260-9430 https://peba.sc.gov/contact-retirement

CONMB Employee Benefit Guide 2025

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