Ethos IUL Advanced Features

For agent use only

Max Protection

Max Cash Value

Max Retirement

Feature

Smart Solve

Quoter page Max premium increasing 400% to:

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● $10K monthly ● $120K annually

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Short Pays: Limited year payment options

Quoter Results page Target premiums: Level target, level premium, non-level premium options

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Solve for NonMEC premium when given coverage : Choice of premium or coverage illustration inputs ● Max funded premium (default) & target premium options now available

Advanced Parameters panel Annual premium

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Non-level premium payments

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DB options ● Option A (default) ● Option B (Increasing) ● Option B (Increasing) switch to Option A (Level) Variable loan disbursements options ● Variable loan only (default), Fixed loan, Switch at basis

A & B only

Solve for target CSV at target surrender year (e.g., $10K at age 100 instead of $1 at age 121)

ethos.com

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