Ethos IUL Advanced Features

For agent use only

For Advance Pay agents Compensation true up examples

Assumptions: $3K annualized planned premium (paid monthly) | 100% comp | 9 months advance Actual premium paid during first 9 months = planned premium; actual premium paid for remainder of first year = $500/mo. Planned premium does not exceed target premium for the policy Terms Comp payments Comp total 9 months advance 9 months advance compensation: $2,250 True up on first day of month 10: None required As Earned comp in policy months 10–12: $1,500 ($500/mo. x 3) $3,750

Assumptions: $3K annualized planned premium (paid monthly) | 100% comp | 9 months advance Actual premium paid during first 9 months = planned premium; actual premium paid for remainder of first year = zero

Terms

Comp payments

Comp total

9 months advance

9 months advance compensation: $2,250 True up on first day of month 10: None required As Earned comp in policy months 10–12: $0 ($0/mo. x 3)

$2,250

ethos.com

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