Ethos IUL Advanced Features

For agent use only

New features & benefits

Feature

Benefit

Expanded premium scenario 400% higher premium limits on all solves

Bigger cases

Annual premium option on all solves

Higher persistency

Target premiums

Better control on comp

Non-level premiums

Sell to clients with increasing income

All death benefit options

Better controls on death benefit and comp

All death benefit options

Better controls on target; better policy efficiency

New options to solve for premium and coverage

More flexible case designs that better meet client needs

Retirement income options Variable loan disbursements

Illustrate higher potential policy distributions during retirement years

Target cash value at a target year

Sell to clients who want to build CV only to a certain life expectancy

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