Check Out Our Current Office Listings
Hold onto your hats, folks - Circle K is making its way to Silver Springs!
The Lowdown on Fernley's Community Progress: September Report Pg. 3
45 W Cedar St., Ste 120 Fernley, NV 89408 775-699-5983 775-335-8862 - www.silversagerealtypros.com - B.143533.corp
Table of Contents
Blog Post . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Homes For Sale . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . 4 Thinking About Using Your 401(k) to buy a Home? . . . . . . 10 Vacant Land for Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 12 Brrr...Winter DIY Projects to Warm Your Heart . . . . . . . . . .23 Under Contract Sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 2023 Sold Properties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Pomegranate, Cranberry, And Brie Bruschetta . . . . . . . . . . .30 Concierge Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 Tammy Dittman Bio. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Kim Leavitt Bio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 To explore real estate listings offered by other agencies, kindly click on the website link provided here . As a Multiple Listing Service member, our agents have access to show and compose offers on listings represented by other offices. Silver Sage Realty Pros
Should you or anyone you know be interested in buying or selling a property, kindly don't hesitate to contact me.
I appreciate your time and effort in reviewing this magazine. Please don't hesitate to share any suggestions that could enhance its quality. Best regards, Tammy Dittman
Fall is now here and I don’t know about you, but I’m starting to get the front and back yards ready for winter. Now if I could only keep the desert weeds from blowing over the fence.
Once winter comes, then maybe I can work on the inside. One of my winter projects will be to finish two outside chairs that used to have vinyl webbing for the backs and seats. I was getting ready to throw them away when I came up with the idea of using macrame cording to fix them up. Two of the chairs have been finished and turned out well. They are even comfortable to sit in. I’ve started to cook a little more now that the weather is cooler. Creativity has come into some of my cooking because I forgot to buy some ingredients. I currently make my meatloaf with turkey stuffing instead of bed crumbs and one pound each of beef and turkey instead of all beef. The husband seems to like it. It’s a win for me since I don’t really like cooking. The question, though, is whether a meatloaf is considered cooking when an oven is used. If one can consider that is baked, then I’m good. Fall/Winter baking will make my husband happy as I will then start making him chocolate chip cookies and whatever else I can come up with. I’m trying to find a good recipe for sticky rolls but have yet to find one.
Interested in knowing what is happening in Fernley or surrounding areas, please click on the below links.
City of Fernley Community Development Report https://bit.ly/3LOzRlq Lyon County County Commissioner Board Minutes from 10/05/2023 https://bit.ly/3srD04g
Tammy Dittman Broker/Owner
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
1928 Six Iron Ct Fernley, NV
Discover your dream oasis in this exquisite 4-bedroom, 3-bath, 2-story home spanning 2,909 sq. ft. Entertain in style with a 20' x 40' in-ground "salt water" pool, a serene 'koi' pond with a cascading waterfall, and a lush backyard. Inside, hand-troweled walls and captivating murals adorn the living spaces, creating an artistic ambiance. Elegance abounds with tray ceilings and custom wrought iron railings that lead to the upper level and are along the outside balconies. The primary bedroom is a sanctuary with a luxurious steam shower and jetted tub. Three additional bedrooms offer flexibility for guests or an office. Step outside to a covered patio and enjoy alfresco dining overlooking the pool and the beautifully landscaped yard. This home epitomizes luxury living in every detail. Don't miss your chance to own this masterpiece. Schedule a viewing today!
Virtual Tour
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
1572 Reese River Rd Fernley, NV
Meticulously cared-for 3 bed, 2 bath gem spanning 1350 sq. ft. This inviting home boasts a well-appointed interior and a backyard haven. Enjoy gatherings on the concrete patio with a built-in fire pit, perfect for cozy evenings. The heart of the home features a spacious kitchen with a convenient breakfast bar, ideal for casual dining. With its thoughtful updates and abundant charm, this residence promises comfort and style for years to come.
Virtual Tour
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
5045 Pawnee Dr Stagecoach, NV
Spacious 2128sf 4 bedroom, 2 bath home nestled on 1.03-acre lot. T A 3-car garage provides ample space for vehicles and storage. Outside, the vast 1.03-acre lot presents endless possibilities for outdoor living. Don't miss the chance to make this property yours. Call today to schedule a viewing!
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
26 Canyon Dr Yerington, NV
Amazing 82 acre property at the top of Canyon Road, country living bordered by BLM on the South and East sides. Full perimeter fencing. Gorgeous, unobstructed view of the mountains and valley from the front porch, mountain view off the partially covered back deck. Views out of almost every window. Split floor plan. Dual sinks in master bath and walk in shower. Walk-in closets in all bedrooms. Plenty of storage in kitchen. Bring your horses, cattle and toys! New carpet in bedrooms. Washer, Dryer and Refrigerator in kitchen stay. Livestock handling equipment not included in sale. Court approval required.
Virtual Tour
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
9180 Via Catalina Silver Springs, NV
Great horse property! Plenty of room to add a barn or arena or whatever your heart desires. All 3 sided run in shelters remain with the property. Electric to each pen for water heaters. Mature trees. Chicken coop. Storage sheds stay. Kitchen updated, new range and hood. Cross fenced. 80 foot round pen. Fully perimeter fenced with wire fencing and rope hot wire along top. Great potential for homesteader. As-Is sale. New 30 year composition roof in 2013, new electric water heater in 2020. New deck in 2022. Sea container not included.
Virtual Tour
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Thinking About Using Your 401(k) To Buy a Home?
Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.
The Numbers May Make It Tempting
The data shows many Americans have saved a considerable amount for retirement (see chart below):
It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on the horizon. But remember, dipping into your retirement savings for a home could cost you a penalty and affect your finances later on. That's why it's important to explore all your options when it comes to saving for a down payment and buying a home. As Experian says: “It’s possible to use funds from your 401(k) to buy a house, but whether you should depends on several factors, including taxes and penalties, how much you’ve already saved and your unique financial circumstances.”
continued on next page
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Alternative Ways To Buy a Home
Using your 401(k) is one way to finance a home, but it's not the only option. Before you decide, consider a couple of other methods, courtesy of Experian:
FHA Loan: FHA loans allow qualified buyers to put down as little as 3.5% of the home's price, depending on their credit scores. Down Payment Assistance Programs: There are many national and local programs that can help first-time and repeat homebuyers come up with the necessary down payment.
Above All Else, Have a Plan
No matter what route you take to purchase a home, be sure to talk with a financial expert before you do anything. Working with a team of experts to develop a concrete plan prior to starting your journey to homeownership is the key to success. Kelly Palmer, Founder of The Wealthy Parent, says: “I have seen parents pausing contributions to their retirement plans in favor of affording a larger home often with the hope they can refinance in the future… As long as there is a tangible plan in place to get back to saving for their retirement goals, I encourage families to consider all their options.”
Bottom Line
If you’re still thinking about using your 401(k)-retirement savings for a home down payment, consider all your options and work with a financial professional before you make any decisions.
Keeping Current Matters
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
1330 W 7th St Silver Springs, NV
3.31 acres of raw land in Silver Springs, Closest pole is one house and street from property. MLS#230009022 $30,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
0 Quarter Horse Ln Stagecoach, NV
5 acre flag lot parcel with a 25' right of way at the NE corner of 9175 Quarter Horse Ln. Parcel #01506206 $32,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
7215 Deodar St Silver Springs, NV
Magnificent opportunity to own a picturesque 6.13 acre parcel of land that offers breathtaking views. This property boasts a range of features that make it an ideal canvas for your dreams of the perfect home. Don't miss out on the chance to turn your aspirations into reality - this property is ready to welcome your vision and become the foundation of your future endeavors. MLS#230009027 $65,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
3590 E 9th St Silver Springs, NV
Welcome to this 4.77-acre parcel of vacant land, perfectly situated in close proximity to Lahontan State Park and USA Parkway. With some development requirements in mind, including the installation of a well, septic system, and electricity, this land offers tremendous potential. Imagine waking up to breathtaking views and having direct access to the natural wonders of the nearby state park. Whether you're an outdoor adventurer, bird watcher, or simply someone who appreciates the tranquility of nature, this location has it. MLS#230007726 $75,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
3220 Holly St Silver Springs, NV
4.75 acre buildable lot with a well that has never been used. Electricity available across the street and there is a partial view of Lake Lahontan. The east side of the property is fenced and the west side has survey markers at the southwest and northwest corners. MLS#210018397 $65,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
2730 Pueblo St Silver Springs, NV
Community water/sewer, electrical, and natural gas at property. This property is in a FEMA Flood Zone and usually bringing base to a proper height prior to placing home should help with whether flood insurance is needed. Owner financing is available. MLS#230002699 $53,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Parcel 005-031-05 Churchill County, NV
Located between Fernley and Lovelock off of I80, this 642.52 acre property provides plenty of privacy. Lat 39.976742 degrees Long -119.086325 degrees. MLS#230001940 $350,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
3510 S Hwy 95A Silver Springs, NV
Neighborhood Commercial lot with access from Fort Churchill Rd or off Frontage Rd, but this will depend upon what Lyon County Planning Department requires. County water is available and the estimated cost to put in a 3/4" meter is around $6700. To find out the cost of electrical hook-up, the closest power pole is #183846. MLS#230004011 $45,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
1840 E 6th St Silver Springs, NV
4.77 acre lot in Silver Springs, NV. Less than 1000' from power line. Needs well and septic. MLS#220011022 $39,900
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
1270 9th St Silver Springs, NV
Corner lot property with 4.39 acres on a paved road with a well and power pole on site. Easy commute to TRIC, I80, Reno/Sparks & Fernley. The County says this property can be split into separate lots. Well was tested 1/2020 and was producing 16.09 GPM with a fast recovery time. Bring your offer along with your toys and animals. MLS#230011815 $85,000
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Brrr...Winter DIY Projects to Warm Your Heart Why not weave a tapestry of enchanting memories with family, destined to linger in the heart's halls for a lifetime?
Get ready to deck the halls with festive DIY projects that'll make your home a winter wonderland!
Turn incomplete jigsaw puzzles into dazzling ornaments and wreaths. Paint them in your favorite shades, and voila! Your very own holiday decor is ready to shine.
Create a scrumptious garland with colored cellophane, chocolate kisses, and colorful yarn. Simply tie two kisses together, wrap them in cellophane, and string them on the yarn. Keep going till you reach the length you want. This is a fun project to do with the family.
Bake and assemble a gingerbread house, then go wild with candies and icing for decor.
Sew small pockets onto a large felt stocking and fill them with small treats or notes for a unique advent calendar.
Mix your own potpourri with dried spices, citrus peels, and fragrant herbs to add a cozy holiday scent to your home.
Transform old or mismatched socks into adorable sock gnomes by stuffing them with rice or cotton and adding decorative elements.
Spend an afternoon making paper snowflakes with your family. You can hang them around the house for a whimsical winter atmosphere.
Customize your gift wrapping paper by hand-painting or stamping it with holiday motifs.
Use white socks to create cute snowmen. Fill them, tie them off with twine to create a snowman shape, and then decorate with buttons, felt, and ribbons.
Remember, the most important thing is to have fun and enjoy the creative process together as a family. Happy crafting!
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
3475 E 9th St Silver Springs, NV
5.44 acre parcel on the corner of 9th St and Sycamore and is close to one of the entrances to Lake Lahontan. Power pole #268658 is located on Sycamore. $35,000 PRICE IMPROVEMENT!!!
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
2023 SALES
1951 Hillsboro, Fallon
980 Tiffany Dr, Fallon
1660 Round Up, Fernley
27 Andes Ln, Yerington
553 Wedge Ln, Fernley
Par 009-391-09
907 Jessica Ln Fernley
249 N Hwy 95A Yerington
4465 E 5th St Silver Springs
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
2023 SALES
4564 Rutledge St, Fernley
17680 Mockingbird Ct Cold Springs
4900 Deodar St Silver Springs
110 N Bybee Yerington, NV
10 Panavista Cir Yerington, NV
936 Jessica Ln Fernley, NV
3401 Cypress St Silver Springs, NV
3535 River Valley Rd Silver Springs, NV
1347 Winnie’s Ln Fernley, NV
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
2023 SALES
324 L St Hawthorne, NV
502 Chuck Wagon Fernley, NV
416 S California Yerington, NV
557 E Hwy 95A Yerington, NV
Pomegranate, Cranberry, and Brie Bruschetta
Ingredients ¾ cup pomegranate seeds ½ cup fresh or frozen chopped cranberries, thawed 2 tablespoons sugar 1 teaspoon orange zest Dash salt 6 ounces baguette-style French bread, cut diagonally into 16 slices Cooking spray ⅛ teaspoon ground pepper 1 (6 ounce) log brie cheese, cut diagonally into 16 slices 1 tablespoon finely chopped fresh basil
Directions Combine pomegranate seeds, cranberries, sugar, orange zest, and salt in a small bowl. Cover and chill up to 3 days. To serve, preheat oven to 350 degrees F. Place bread slices in a parchment paper-lined 15x10-inch baking pan. Lightly coat both sides of bread with cooking spray; sprinkle with pepper. Bake 8 minutes, turning once. Top with cheese. Bake 4 minutes more or until cheese is softened.
Stir basil into pomegranate mixture and spoon on top of bruschetta. Serve warm.
As a real estate broker with over a decade of experience in Fernley, Tammy has tremendous knowledge about the local market and offers valuable insights to both buyers and sellers. This, plus the knowledge she obtained while working in other states and real estate industries, provides her with a well rounded background. She has established relationships with other professionals in the industry, such as lenders, appraisers, and inspectors, which is very beneficial to her clients. Overall, Tammy's experience and local knowledge make her a valuable resource for anyone looking to buy or sell property in the northwestern part of Nevada. She works with first time homebuyers…people who are looking to upsize or downsize their home… or people looking to buy or sell land… She supports each client to make the buying and selling experience as simple and easy as possible giving them peace of mind through the process. What makes Tammy unique is that she’s really down to earth and not pushy at all. She’s very professional when it comes to getting the deals done. She has a quirky sense of humor and her clients say that she makes the process easier for them, so that they feel relaxed knowing that she will get the job done.
She offers a concierge service for the additional resources her clients might need after they buy or sell a home.
In Tammy's spare time, she enjoys gardening, reading, quilting, and working with Least Resistance Training and Wild Horse Connections.
Broker/Owner Tammy Dittman REALTOR® B.143533 tammydittman@silversagerealtypros.com
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Want an agent who will really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give Kim a call.
Kim is an expert real estate agent with Silver Sage Realty Pros Inc who relocated to Nevada, with her son, in 1995. Prior to obtaining her Nevada real estate license, Kim worked in the legal industry for 22+ years. Kim provides home buyers and home sellers with professional, responsive, and attentive real estate services in most of Northern Nevada. Kim and her husband live on a ranch in Yerington, NV where they raise cows, pigs, and chickens as well as some hay to feed them. They also have several dogs and riding horses. Kim enjoys trail riding when time allows.
Salesperson Kim Leavitt REALTOR® S.174812 kimsellsnvre@outlook.com
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
T: 775.699.5983 * www.silversagerealtypros.com * B.143533.corp
Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34Made with FlippingBook Ebook Creator