PAID Personal Accident Indemnity Delivery
This is Accident Only Insurance Policy
You’re injured, you need emergency treatment, and you end up confined in the hospital for five days. “Accidents happen,” the old saying goes. “You can’t plan on them, but you can plan for them.”
People call them accidents for a reason; they are unplanned and can happen to anyone at the most inopportune times. According to the most recent studies, accidents occur at an alarming rate…at least one out of a dozen people suffer from an accident each year. When an accident affects your livelihood or that of a family member, having a plan for the unexpected can be invaluable. Family Life’s Personal Accident Indemnity Delivery product (PAID) can provide You with a vital piece of that plan. The PAID plan helps you pay for out-of-pocket expenses and provides benefits to you or your family for many of the accidents that can happen without warning. Additionally, our policy is extremely flexible in both coverage and its options. You can purchase coverage as either 24-hour on or off-the-job only. With PAID, it’s never too late to be eligible as our policy issues coverage from Ages 18-69 , and is guaranteed renewable until age 70. Accidents Happen • More than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age. 1 • There were approximately 2.8 million nonfatal workplace injuries and illnesses reported by private industry employers in 2017. 2 • There were 882,730 occupational injuries and illnesses in 2017 that resulted in days away from work in private industry. 2 • Those who’ve faced household medical bill problems report struggling to make payments, both for their medical and non-medical bills. 61% say they have been late on a payment for a medical bill, and 56% say they’ve missed a payment. Similarly 56% report being late and 46% report missing payments for non-medical. 3 Sources for statistics: 1 disabilitycanhappen.org/disability-statistic March 28, 2018; 2 Bureau of Labor Statistics, 11/08/2018 News Release: Employer-Reported Workplace Injuries and Illnesses; 3 The Burden of Medical Debt: Results from the Kaiser Family Foundation/New York Times Medical Bills Survey, January 5, 2016
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