USDA Rural Development Summary of Programs
Rural Housing Service | Single Family Housing
Program Overview
Applicant
Population Additional Informatio n
Provides funding to offset the cost of connecting residential water and waste service lines, pay utility hook-up fees, and install plumbing and related fixtures Repairs housing owned or occupied by low income rural families. Funds can be used to operate a program that finances repair activities for single-family and small rental properties.
State and local governments, nonprofits, and federally recognized Tribes
Rural areas with populations of 20,000 or fewer
Program Type: Grant Website: https://go.usa.gov/xzDsY
Housing Preservation Grants
Must own and occupy a home in an eligible- area Colonia recognized prior to October 1989, and have a taxable income below the most recent poverty guidelines
Colonias must be located in an unincorporated rural area with a population of 10,000 or fewer.
Program Type: Grant Terms and Conditions: Only available in designated Colonias in Arizona, California, New Mexico, and Texas. Website: https://go.usa.gov/xzDH9
Individual Water and Wastewater Grants for Colonias
Provides funding to qualified organizations who offer technical assistance to train groups how to build their own and each others’ homes
Private organizations, nonprofits, government
Rural areas with populations up to 20,000 (In special circumstances, communities with populations up to 35,000 can apply.) Rural areas with populations up to 20,000 (In special circumstances, communities up to 35,000 can apply).
Program Type: Grant Website: https://go.usa.gov/xzD6T
Mutual Self- Help Housing Technical Assistance Grants
organizations, and federally recognized Tribes
Provides mortgage financing for applicants to buy, build, improve, or repair an eligible rural home as their primary residence
Families and individuals with an adjusted income at or below the low-income limit for the area
Program Type: Direct Loan Terms and Conditions: Loans can cover up to 100 percent of the home’s market value, with terms of 33 – 38 years. Applicant may be eligible for payment assistance (subsidy) on the loan. Website: https://go.usa.gov/xzD6P
Single Family Housing Direct Home Loans
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