Investing for Impact Resource Guide

Rural Housing Service | Multifamily Housing

Program Overview

Applicant

Population Additional Informatio n

Repairs housing owned or occupied by low income rural families. Grants can be used to repair or replace roofs, insulation, heating and cooling systems, or water and waste disposal systems, or to build or improve accessibility features. Finances affordable multifamily rental housing for low-income, elderly, or disabled individuals and families. Funds can be used to buy and improve land, and to build, improve, or purchase existing multifamily housing.

Rental property owners, government

Rural areas with populations up to 20,000

Program Type: Grant Website: https://go.usa.gov/ xzDsY

Housing Preservation Grants (multifamily component)

organizations, nonprofits, and federally recognized Tribes

Government organizations,

Designated eligible rural places and RD Multifamily

Program Type: Direct Loan Terms and Conditions:

Private lenders may apply for a loan guarantee on loans made to eligible borrowers who are building or preserving affordable rural rental housing. federally recognized Tribes, individuals, trusts, associations, partnerships, for- profit organizations, nonprofits and cooperatives Current owners of USDA Multifamily Direct or Farm Labor Housing properties, and certain prospective buyers Public and private organizations, nonprofits, public housing authorities, Tribal housing nonprofits, and Tribally- designated housing organizations

Up to a 30-year payback period. Website: https://go.usa.gov / xzDJc

Multifamily Housing Direct Loans

Housing contacts available

at: https:// go.usa.gov/ xh3mB. Rural areas with populations of 35,000 or fewer

Guarantees loans from private- sector lenders to increase the availability of affordable rental housing for low- and moderate- income people. Funds can be used to buy and improve land, and to build, rehabilitate, or purchase existing multifamily housing.

Program Type: Loan Guarantee Terms and Conditions: Minimum term of 25 years and maximum term of 40 years. Total development cost borrowed cannot exceed 90 percent (for-profits); 97 percent (nonprofits) Website: https:// go.usa.gov/xzDSB Program Type: Loan or grant. Website:

Multifamily Housing Loan Guarantees

Funds loan restructuring for existing USDA Rural Rental and Off-Farm Labor Housing projects to improve safe, affordable rental housing. Funds can be used for debt deferral, soft-second mortgage or zero-interest loans. Provides assistance to preserve affordable rental housing by transferring existing RD Multifamily Housing Direct Loan properties from current owners to nonprofits or PHAs. Funding can be used for consultation, non-construction services, financial analysis, appraisals, and market surveys.

N/A

Multifamily Preservation and Revitalization Loans and Grants

https://go.usa.gov / xzDzw

Rural areas with populations up to 20,000

Program Type: Grant Website: https://go.usa.gov / xzDSs

Multifamily Nonprofit Transfer Technical Assistance Grants

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