Do You Know Your Risk Number? Market Corrections and Your Portfolio
Free Portfolio Risk Analysis Everyone understands that their investment portfolio needs to align with their savings goals. Managing risk is crucial in ensuring that your investment mix matches where you’re at in life. While this concept is clear in the abstract sense, quantifying risk is a lot murkier, especially when you have a variety of investments and assets. That’s why the Retirement Planning Strategies website offers a free portfolio risk-assessment test. less risk you are exposed to. A score of one is comparable to having all of your money buried in the backyard. A score in the 90s, on the other hand, equates to the investment strategy of a venture capitalist. Of course, most people will be closer to the middle, but everyone’s number will be different. The score is based on a scale ranging from one to 99. The lower the score, the
Our test provides you with two scores. The first is based on personal questions related to your age, career status, and savings goals. This number will reveal your ideal investment mix number. The second uses your investment allocations to see where your portfolio scores currently. If you have a personal score far higher than your allocation score, you can probably stand to increase your high-growth, high- risk investments within your portfolio. Conversely, if your allocation number exceeds your personal one, you should think about moving funds into lower-risk products. Remember that these numbers should be viewed through the lens of where you’re at in life and what your goals are. It stands to reason that a person in their 30s with a long working life ahead of them can stand to have a riskier portfolio than somebody a few years away from retirement. Diversification is important for everybody, but how you will diversify is a personal decision.
The risk assessment test won’t give you guidance on how to manage your portfolio, but it’s a great conversation starter to discuss strategy. Take the test for yourself at annvanderslice.com and then set up a consultation to discuss your results.
Train Your
BRAIN!
WHITE HOT CHOCOLATE SLOW COOKER RASPBERRY Looking for a way to prepare a warm treat for the kids while they’re out building snowmen? Break out the slow cooker and enjoy the best hot cocoa you’ve ever had!
Recipe inspired by SlowCookerGourmet.net.)
INGREDIENTS
• 1 cup white chocolate chips • 14 ounces sweetened condensed milk • 2 cups heavy cream, divided • 3 cups milk (any variety will do)
• 2 tablespoons powdered sugar • 1 teaspoon vanilla • 4 tablespoons raspberry liqueur or syrup
DIRECTIONS
1. In a slow cooker, combine white chocolate chips, condensed milk, 1
2. In a large bowl, mix remaining 1 cup cream, powdered sugar, and vanilla. 3. Using a hand or stand
4. Serve mugs of hot chocolate with
about 1 tablespoon of raspberry liqueur or syrup to taste and a dollop of whipped cream.
cup cream, and milk. Cover and heat on low about 2 hours.
mixer, whip until stiff peaks form.
www.AnnVanderslice.com | 3
Published by The Newsletter Pro . www.NewsletterPro.com
Made with FlippingBook HTML5