REACH YOUR FINANCIAL GOALS AN APPROACH TO LONG-TERM INVESTING
Benjamin Graham first published “The Intelligent Investor” in 1949, and the book has been acknowledged globally as the most significant investment guide of the 20th century. It has taught and inspired people worldwide, including Warren Buffett, who described it as one of the best books ever written on investing! According to Graham, those willing to devote energy and cultivate a specific mindset have the opportunity to generate profitable long- term investments. He was able to gain wealth by precisely evaluating companies in the stock market without taking any significant risks.
an asset. There is a real business behind it, and if you’re looking to invest long term, you must understand how much value the company has. Some important questions to ask are: • Is it worth the market price it trades at today? • Is it overvalued? • Does it have potential growth in the future? This can help you better understand how your investment could appreciate or depreciate over time. Just as Graham did, precisely evaluating versus guessing could make you a more successful investor. DON’T LET BIAS LEAD YOU TO BAD DECISIONS. One of the significant risks when investing is when investors allow bias to lead to wrong investment decisions. The news,
economic forecasts, and others’ views can alter a decision. It seems as though investors become attached to information that tends to have little to do with the long- term value of their investments. That is why it is essential to prioritize your research over impulses. FOCUS ON THE FACTS. It can be easy to follow what the majority are doing. Still, you must rely on something other than the herd mentality to buy or sell your holdings. If you’re looking to invest long term, you must analyze your preferred stocks. This will help you make informed investment decisions rather than selling or buying based on what everyone else is doing. With Graham’s long-term investment strategies and understanding the basic do’s and don’ts of investing, you’ll be better positioned to become an intelligent investor yourself!
Here are three lessons from “The Intelligent Investor” that can help you invest successfully!
UNDERSTAND THE VALUE BEHIND THE BUSINESS. Whatever stock you are looking to invest in, it is essential to know that it isn’t simply
GEORGIA DUI FAQS
WILL I FACE MORE SERIOUS CHARGES WITH MY SECOND DUI? If you are convicted of a DUI for a second time within one decade, you will face more serious penalties. These penalties may include up to 12 months in jail, 12 months’ probation, $1,000 or more in fines, 30 days of community service, a suspended driver’s license, DUI classes and/or substance abuse treatment. AFTER A DUI, WILL MY LICENSE BE SUSPENDED? Immediately following a DUI arrest, your driver’s license will be suspended. You can appeal the suspension within 30 days of the arrest. WHAT DOES ACTUAL PHYSICAL CONTROL OF A VEHICLE MEAN IN GEORGIA? In Georgia, you are considered to be in actual physical control of a vehicle and potentially subject to a DUI charge if your keys are in the car’s ignition, the car is in drive, the engine is still warm, your car is parked in the middle of the street, there is damage to your vehicle, or even if you are sitting in the driver’s seat with your keys in your hand.
WHEN WILL A DUI CHARGE COME OFF MY RECORD? If you receive a DUI charge in Georgia and are convicted, unfortunately, the charge will never be removed from your criminal record. In the event you are charged with a DUI but not convicted, record restrictions are available. It should be noted that after seven years, a driver’s license suspension will fall off of your record, but it will still be viewable for law enforcement officers. CAN I HAVE MY DUI CONVICTION EXPUNGED? Unfortunately, expungement, or the removal of an arrest from your record, is impossible. However, if the DUI charge is dismissed and you are found to be not guilty, the charge may potentially be expunged. If you are ever found guilty or plead guilty to an offense, the conviction cannot be expunged.
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