Law Office of Elliott Kanter - February/March 2022

Transform Your Tiny Kitchen 3 WAYS TO IMPROVE YOUR COOKING SPACE!

ADD MORE STORAGE

Having more built-in storage means more space on countertops, which creates the illusion of a bigger kitchen. Try adding floating shelves to the end cap of your lower cabinets or hang pots, pans, and glassware under upper cabinetry or above a stove or island. GET CREATIVE WITH LINES Lines can be utilized to trick the eye into thinking a space is larger than it is. HGTV suggests installing floor-to-ceiling subway tile, which will give the illusion of longer and bigger walls. If you need a taller-looking kitchen, try installing the tiles vertically! REPURPOSE YOUR WINDOWS Who says your window is just for light? Utilize this space to hang pots and pans or install a floating shelf across the window for cookbooks and coffee mugs! This will let the light in while stylishly utilizing an often-overlooked area for storage.

Tiny kitchen owners unite! The kitchen is often considered the heart of your home, so this February, show your tiny cooking space a little love by upgrading without fully remodeling.

CHOOSING SUFFICIENT AUTO INSURANCE COVERAGE How Protected Are You Really?

Most states in the United States require automobile insurance. When shopping for car insurance policies, many people think that the insurance is only for the vehicle. Some individuals will opt for the cheapest option their state allows them to carry, while others may think that if their vehicle is only worth a certain amount, they only need a small amount of liability insurance. However, when you purchase an insurance policy, you are insuring yourself, and your exposure to being taken to court and potentially sued by

Far too often, we see people purchasing insufficient uninsured/underinsured motorist coverage, resulting in them going uncompensated, especially if the at-fault driver also has low or no liability coverage. Carrying uninsured/underinsured insurance can be a game-changer. Picture this: You are severely injured in an automobile accident and the other party is at fault but they only have a low limit or no liability auto insurance. You only have the bare minimum uninsured or underinsured motorist coverage. There will not be any money beyond the low limit you carry to cover your lost wages during the time period in which you are out of work and experiencing decreased quality of life and/or the injuries resulting from the accident.

Carrying a higher liability coverage that reasonably makes sense for your budget and uninsured/ underinsured motorist coverage delivers peace of mind. The additional cost is generally the cost of a cup of coffee a month. You won’t have to worry if you are struck by an uninsured driver — or the worst-case scenario of being stuck with all of your or someone else’s medical bills. I recommend a minimum of $100,000/$300,000 per accident. However, purchasing a larger policy such as $250,000 or greater is even better personal protection for you and your family. When deciding which policies to carry, keep in mind that the more insurance you carry, the more you are protected. You don’t have to worry about shelling out large sums of money for crashes. For any questions or assistance in picking the best coverage option for you, give us a call today. If you are injured in an accident, contact us to discuss all of your options.

someone else if you are at fault in an accident. In the event that you’re the at- fault driver and someone is badly injured or loses their life and you only have $15,000 worth of coverage (for example), the

You may be stuck paying for your own damages and medical bills, which can be extremely costly. Also,

policy is not going to be enough to cover the damages — and in some cases, the victim can even come after your assets, such as your home or investments.

uninsured/underinsured motorist coverage also covers you if you are struck by a vehicle as a pedestrian or bicycle rider.

We are here to help.

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The Law Offices of Elliott Kanter APC | www.enkanter.com

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