Feel Like You Can’t Do DIY Projects Anymore? Check Out These 3 Power Tools
DREMEL 7300-N/5 4.8V MINIMITE CORDLESS ROTARY TOOL Getting the amount of precision needed for smaller projects like engraving, polishing, and finish work with older rotary tools is near impossible. Fortunately, this handy power tool is perfect for polishing, cutting small-scale copper piping, engraving, or even spot-grinding a nasty weld. It also weighs only 1.1 pounds, so it’s perfect for intricate engravings or polishing your favorite set of wheels. BLACK+DECKER 20V MAX 5-1/2-INCH CIRCULAR SAW For bigger DIY projects, it might not be realistic for you to work with the heavy, corded, and bulky saws that you used to use. When it comes to home renovations or those bigger DIY projects, there is nothing better than this BLACK+DECKER saw. With a tool-free depth of cut and easy-to-use bevel, it’s so much easier to get the type of cut you need. At 6.1 pounds, it’s painless to manage and less risky when you need to stretch to get a longer cut. Address unused accounts. Do you have accounts you no longer use, old statements you no longer need, or money you can consolidate into current accounts? If you are sitting on old, unused accounts, consider closing them. If you have old statements, shred them. And if it’s feasible, move money from older or unused accounts into more current ones. Dust off old annuities. Do you have an annuity you no longer want? Or are you unsure what to do with older annuities? If you’ve had it for more than 10 years, you can choose to surrender it with no surrender fee. There are a number of options available, including cashing out or coming up with a new plan for an old annuity. Make sure your estate is up to date. Review wills, trusts, and other estate documents you may have. Check up on executors, heirs, and beneficiaries — anyone who may be listed in your estate documents — and make sure everything is up to date and satisfactory to you. As families change and grow, it’s important to keep these documents updated to reflect your current situation.
As you age, it can be harder to tackle the home projects you once did
without a second thought. That said, just because they appear harder doesn’t mean they’re impossible to do. And, luckily,
with age comes experience; you know how to get a job done faster and more efficiently than any 20-year-old would — you just need the tools to do it right. Here are three of the best power tools you can use to turn your home project dreams into reality. MAKITA DT01W12VMAX LITHIUM-ION CORDLESS IMPACT DRIVER DRILL Previous drill models were built out of hard plastic and steel, which made them heavy, hard to maneuver, and difficult to grip. However, Makita drills are designed with soft grip handles, making them easier to use if you have arthritis or other joint conditions. In addition, they weigh only 2 pounds, so they’re safe and easy to handle in the tightest of spaces. That said, don’t let the size fool you: This drill can deliver 800 pounds of maximum torque, making it an ideal drill for your heavy-duty projects.
ARE YOURACCOUNTS COLLECTINGDUST? Spring-Clean Your ‘Financial Closet’
With the arrival of spring this month comes the yearly tradition of spring-cleaning. It’s a tradition many don’t look forward to, but it’s nevertheless important to clean your home and organize your surroundings. But with all of this tidying up, are you also “spring-cleaning” your finances? “Cleaning up” your finances every year is just as important as organizing your home or business. It’s an excellent way to assess your financial well-being and determine if you need to make any changes to your portfolio or any number of accounts you have, from standard savings to retirement accounts. Here are a few steps you can take to clean up your finances. Review your portfolio. Do you know what investments, stocks, or other funds are in your portfolio? While it’s not always productive to keep a constant eye on your portfolio, looking through it at least once or twice a year will help keep you informed about your current investment strategy. You may have stocks that aren’t serving any purpose, or you may want to bring in something new. We sit down with our clients every year to review their plans, but if you ever have questions or concerns during any other time of year, never hesitate to ask.
2 • CampbellWealth.com
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