Voluntary Benefits Through Cigna to Supplement Your Medical Insurance
Accident Insurance
An accident can happen at any time. Even with quality medical insurance, you can have unplanned out-of-pocket costs associated with an accident. Accident Insurance through Cigna can help with those unplanned costs by providing you with a fixed cash benefit when you or a covered family member suffers cer tain injuries or undergoes a broad range of medical treatments or care resulting from a covered accident. The plan provides 24 hour coverage for accidents on and off the job and pays benefits for initial & emergency care, hospitalization, and follow-up care. Covered accidents include, but are not limited to, fractures and dislocations, 2nd and 3rd degree burns, cuts and lacerations, eye injuries, ruptured discs and torn knee car tilage. The plan also includes a wellness benefit for completion of a routine and preventive health exam (whether vir tual or in-person), health screening test, cer tain blood tests, and even COVID-19 immunization. You do not have to be enrolled in one of MAA's medical plans in order to enroll in this plan, and the coverage is also por table should you leave MAA.Click here for the Accident Insurance Plan Summary. Critical Illness Insurance Critical illnesses can happen when you least expect them – and they can be costly. Even quality medical insurance can leave you with expenses to pay, such as copays, deductibles and coinsurance – which can add up fast. While most medical plans provide coverage for hospital and medical expenses, they don’t cover daily living expenses. Critical Illness Insurance through Cigna can help close those gaps. The plan pays you a lump-sum benefit if you or a covered family member is diagnosed with one of many conditions such as cancer, hear t attack, stroke, end-stage renal (kidney) disease, major organ failure, paralysis, blindness and a benign brain tumor. A lump-sum benefit is also payable for childhood conditions such as cerebral palsy, cystic fibrosis, muscular dystrophy, and poliomyelitis. The plan pays a par tial benefit for conditions such as skin cancer, carcinoma in situ, coronary ar tery disease, advanced alzheimer 's disease, ALS, parkinson's disease, multiple sclerosis and coma. Additional benefits include a lump sum payment for an ICU stay of more than one day and a wellness benefit for completion of a routine and preventive health exam (whether vir tual or in-person), health screening test, cer tain blood tests and even COVID-19 immunization. You do not have to be enrolled in one of MAA's medical plans in order to enroll in this plan, and the coverage is por table should you leave MAA. Click here for the Critical Illness Insurance Plan Summary. Rates vary based on your age and the lump sum benefit amount you choose ($10,000 or $20,000). Hospital Indemnity Insurance Hospital Indemnity Insurance works to supplement your medical insurance by providing you with a fixed cash benefit when you or a covered family member incurs a hospital stay from a covered injury or illness. You may use the cash benefit to pay your out-of-pocket medical expenses, or however you like. The plan pays a flat amount for hospital admission and a daily amount for each day you stay in a hospital , up to 30 days. You do not have to be enrolled in one of MAA's medical plans in order to enroll in this plan, and the coverage is also por table should you leave MAA.Click here for the Hospital Indemnity Insurance Plan Summary.
Bi-Weekly Associate Contributions
Employee Only
$3.89
Employee + Spouse
$7.03
Employee + Child(ren)
$9.05
Employee + Family
$11.47
Bi-Weekly Associate Contributions
Contributions vary based on your age and the lump sum benefit amount you choose. Refer to your New Hire or Open Enrollment event in Workday to view your contributions based on the above variables.
Bi -Week l y Assoc i ate Cont r ibut ions
Employee Onl y
$6.25
Employee + Spouse
$11.93
Employee + Chi ld( ren)
$11.31
Employee + Fami l y
$18.87
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