Mortgage Interest Rates in 2023-2025 YTD 30-Year Conforming Fixed-Rate Loans, Weekly Average Readings*
Per Freddie Mac (FHLMC), on December 4, 2025, the weekly average, 30-year, conforming-loan interest rate was 6.19%, very close to its 14-month low.
7.8
7.6
The Fed’s next decision regarding another benchmark rate reduction is due 12/10/25.
7.4
7.2
Jan. 2025
Fed’s 2025 rate cuts
Fed begins reducing its benchmark rate.
7.0
Jan. 2024
6.8
6.6
Jan. 2023
6.4
6.2
Rates vary widely according to the property, price, borrower and lender.
6.0
*Freddie Mac (FHLMC), 30-Year Fixed Rate Mortgage Weekly Average: https://www.freddiemac.com/pmms. Data from sources deemed reliable. Different sources of mortgage data sometimes vary in their determinations of daily and weekly rates. Data from sources deemed reliable but may contain errors. All numbers approximate.
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