Building More Housing Housing Supply Frameworks Act – Directs HUD to develop best practice frameworks for zoning and land- use policies, helping communities identify and overcome barriers to housing development. Build More Housing Near Transit Act – Gives federal transit projects bonus points if they're located in areas with pro-housing policies. Unlocking Housing Supply Through Streamlined and Modernized Reviews – Simplifies environmental reviews for small housing projects to speed up construction. Innovation Fund – Creates competitive grants for communities that are successfully building more housing to fund infrastructure and development projects. Accelerating Home Building Act – Provides grants to help communities create preapproved housing designs to streamline local construction approvals. Housing Affordability Act – Allows HUD to adjust FHA loan limits for apartment buildings to better reflect actual construction costs. Accessing and Preserving Homeownership Whole Homes Repair Act – Creates a pilot program to help low-income homeowners and small landlords make critical home repairs. Creating Incentives for Small Dollar Loan Originators – Removes regulatory barriers that discourage lenders from making smaller mortgage loans. Small Dollar Mortgage Points and Fees – Adjusts fee limits to encourage more lending for smaller mortgages. Helping More Families Save Act – Creates a pilot program allowing families receiving federal housing assistance to save money through special accounts. Choice in Affordable Housing Act – Makes it easier for families with housing vouchers to find homes and encourages more landlords to participate by streamlining inspections. Appraisal Modernization Act (as included in the ROAD to Housing Act) – Gives homebuyers the right to challenge a low appraisal by requesting a second opinion.
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