Premier Flooring Retailer | TISE Edition | 2025

FLOOR Education

Stacy Eickhoff Sr. Vice President Has specialized in providing insurance programs for the Floor Covering Industry for over 25 years. Risk Strategies is a top national broker providing comprehensive risk management advisory services.

A s we enter 2025, the insurance landscape continues to shift and change, particularly in the property and casualty (P&C) sector. From property insurance to casualty lines such as automobile coverage, general liability, excess/umbrella liability, and workers’ compensation, the market outlook highlights increased underwriting scrutiny, high loss trends, and restricted capacity. Additionally, the expanding role of cyber risks presents challenges for retail businesses. However, businesses that proactively adapt to the increased focus on risk management and loss control can gain a competitive advantage by keeping their insurance costs more affordable, reducing downtime caused by loss events, and driving growth in their operations. The following is an analysis of what retail businesses can expect in the year ahead. 2025 INSURANCE MARKET OUTLOOK: Property & Casualty Trends

seickhoff@risk-strategies.com

“ Natural

disasters in early 2025 have disrupted the stabilization of property insurance rates.”

64 Premier Flooring Retailer TISE | 2025

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