Sheppard Law Firm - October 2020

How to Stop Procrastinating at Bedtime And Get a GoodNight’s Sleep

Though there are very real medical conditions, such as insomnia and sleep apnea, that deprive people of sleep, the reason most of us probably don’t get enough sleep is simply because we put off our bedtime. Instead another episode of our favorite show. This is sometimes called “bedtime procrastination.” We all know a good night’s sleep is an important part of a healthy lifestyle, so how can we stop putting it off? of getting into bed, we opt to check off another item on our to-do list or watch

set amount of time to accomplish your tasks, like letting yourself watch TV for just one hour or blocking out three hours to help your kids with their homework. It might even help to set alarms on your watch or on your phone to let you know when your time is up on any of your activities. Another big part is creating an environment that is conducive to a good night’s sleep, and that starts with turning your electronic devices off well before you get under the covers. Smartphone screens, computer screens, and even some energy-efficient light bulbs emit blue light, which reduces the production of melatonin, the hormone that tells your body it’s time to go to bed. Instead of looking at your phone, try reading a book before going to sleep. If your screens prove to be too big of a draw for you when bedtime comes, it might be a good idea to move your devices to another room so they’re out of sight and out of mind. Finally, don’t get discouraged if you don’t start getting better sleep right away. Setting up good bedtime routines takes time. But if you stick with it — and maybe have someone else in your house hold you accountable to your commitments — you’ll start to get better sleep and have more energy to take on the day in no time.

A good place to start is by keeping track of your day. The human mind isn’t meant to internalize checklists and task reminders, so use your phone or journal as a scheduling assistant. However you decide to keep track, make sure to give yourself a

We Help You Plan for It Don’t Fear the Future!

1. Powers of Attorney: By designating someone to make medical and

Fort Myers has a storied history, and during this creepy season, it also has plenty of ghost stories worth sharing. How can we forget the tales of apparitions seen in the windows of Old Lee County Courthouse or the spirits that have never left Bootleggers Alley? But there’s one fear, in particular, that seems to sneak into our lives regardless of the season: We all worry about the future. “What will happen if I suddenly become incapacitated? Will my family know what to do? What if I died tomorrow?” These are all questions that have likely sent a shiver down your spine as you shoved them out of your mind to focus on more pleasant things. Ignoring these concerns is detrimental to your future, but we can help. Every day we find answers to those very questions people are so afraid to think about. We help you create your estate plan so you can take a deep breath and relax. Consider these three protections — and many others! — that may be in your plan and offer peace of mind.

financial decisions on your behalf, you have a safety net in place should you become incapacitated. The key is to find someone you trust and someone who understands what you want.

2. Disability Trustee: Similar to your medical power of attorney, the disability trustee can make decisions on your behalf when you are unable to do so. However, as a trustee, they are granted rights to make decisions in regard to assets you have in a revocable living trust. Where a power of attorney can pay your bills, a disability trustee can make decisions on the allocation of, or changes to, the assets in your trust when you cannot. 3. Administrative and Testamentary Trustee: Your administrative trustee is tasked with ensuring your trust is administered properly after your death. This ensures your beneficiaries receive what you have outlined. The testamentary trustee will govern the after-death trust shares for your loved ones. Both designations ensure your desires are met and honored. The only haunting questions that should be in your mind this season should come from the spooky tales of Fort Myers’ past. If you have questions about other protections in your estate plan, call our team today.

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