CHECKLISTS
BE REALISTIC Consider location vs size vs condition Think about future resale value Check transport links and local amenities Check distance to schools and your commute to work LEGAL & MORTGAGE PROCESS APPOINT PROFESSIONALS Instruct a solicitor or conveyancer Submit your full mortgage application Pay any upfront fees required SURVEYS & CHECKS Book a property survey (Level 1, 2 or 3) Review survey results carefully Raise any concerns or renegotiate if needed STAY ORGANISED Respond quickly to solicitor and lender requests Keep documents handy Avoid changing jobs or finances during this stage EXCHANGE & COMPLETION BEFORE EXCHANGE Receive your mortgage offer Review contracts with your solicitor
Pay your exchange deposit Agree a completion date COMPLETION DAY Transfer remaining funds Get confirmation from your solicitor
Collect your keys WELCOME HOME PRACTICAL STUFF Book removal van or movers Arrange time off work if needed Pack essentials separately (documents, chargers, kettle) SET UP YOUR HOME Set up utilities (gas, electric, water) Arrange broadband and TV Redirect your post with Royal Mail Update your address with banks, GP, dentist, DVLA and employer FINAL QUESTIONS Where is the main stopcock located? Where can I find gas and electricity meters? Where is the thermostat? What companies supply the gas, energy, water, phone line and internet?
Find out when the bins are collected Introduce yourself to neighbours
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