Radio Times Money Guide

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YOUR RT

RT MONEY PARTNER

Melanie Wright

WHAT ARE YOUR 2026 MONEY RESOLUTIONS?

Why sell with Motorway? Instant valuation - Enter your reg for an instant valuation based on live market data. Get your highest offer - On average, Motorway sellers get £1,600 more for their car compared with part exchange. Completely online - No meeting potential buyers or travelling to drop off your car. Settling outstanding finance - Motorway will help you resolve the car financing with your buyer seamlessly and securely. How it works: Simple, transparent, and fast. 1. Build your car’s profile: Enter your reg and mileage for an instant valuation. Then, simply take a few photos from your phone to create your profile. Your car can be live in the sale the very next day. 2. Dealers make an offer for your car - Motorway alerts their network of 7,500+ verified car dealers about your vehicle and they compete to offer their best price in the daily online sale. 3. Accept your best offer - Once the highest offer is sent for your approval and accepted, the dealer will arrange to inspect and collect your vehicle directly from your home or workplace at a time convenient to you. 4. Instant payment - You’re paid by secure bank transfer on the day of collection, with the money usually received into your account in 24 hours. Join over 500,000 motorists who have sold their car with Motorway. SELLING YOUR CAR? GET YOUR HIGHEST OFFER WITH MOTORWAY.

here are plenty of things you can do to ensure that this year sees a whole new financial you. Here, we take a look at T some of the money resolutions you might want to consider making to help boost your bank balance in 2026… Earn more interest on your savings The Bank of England base rate was cut to 3.75% in December, but that doesn’t mean you have to settle with earning paltry returns on your savings. You should regularly review your accounts to ensure your money earns as much interest as possible. For example, a savings pot of £5,000 could earn more than £200 extra interest a year if it was earning a market- leading 4.5% easy access savings rate compared to if you left it languishing in an

over a year, even once the 3.45% balance transfer fee is factored in.

Shop around for insurance

Never just accept the renewal quotes offered by your home and motor insurance companies. Consumers who use a comparison website to switch their insurance provider can typically save as much as around £500 a year on car insurance and about £200 on home insurance, although the actual savings you’ll be able to make will depend on your individual circumstances and claims history.

Slash energy bills

Get an instant valuation and start building your car’s profile today.

You should regularly check that you are on the right gas and electricity tariff. You may be able to make savings by moving to a fixed rate dual fuel online direct debit deal. By switching to the best online tariff instead of staying on the average standard energy tariff, customers could save up to around £200 over 12 months, with some fixed deals costing over 10% less than the current price cap.

account paying just 0.5%. Cut credit card interest

Questions: What paperwork do I need to sell my car?

If you’ve piled pounds onto your plastic over the past few months and face the prospect of steep interest charges, act as soon as possible and transfer your balance to a card which charges 0% on balance transfers for an extended period. For example, switching £2,000 worth of debt on a card with an average APR of 24.9% to the market-leading Barclaycard extended balance transfer card, which offers a 0% introductory rate for 36 months, would save you £429 in interest

To ensure a smooth sale, you will generally need your V5C logbook, service history, driving licence, and proof of purchase. If your car is on finance (PCP or HP), you’ll also need a settlement letter. While we recommend having your V5C ready, the Motorway team can provide guidance if you need to replace a missing document. Is it better to part exchange or sell my car online? When you part-exchange, you are limited to one dealer’s valuation. At Motorway, thousands of dealers compete for your car, ensuring you receive a price that truly reflects the current market value. With a "Great" rating on Trustpilot and over 500,000 motorists having already used Motorway, you can sell with total confidence and zero stress. For terms and conditions see motorway.co.uk/terms

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RadioTimes February 2026

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