Mass Mutual Legend

American Legend 7 strategy options

HOW LONG IS THE RATE GUARANTEED?

HOW OFTEN IS INTEREST CREDITED?

STRATEGY TYPES

Fixed interest rate is set at beginning of each one-year term and guaranteed for that term year

Declared Rate

Daily

INDEXED STRATEGIES

Cap or participation rate is set at beginning of each

One-year point-to-point

Annually, on the last day of the one-year term

one-year term and guaranteed for that term year

Cap is set at beginning of the seven-year term and guaranteed for the entire seven-year term

Seven-year cap lock annual point-to-point

Annually, on the last day of each term year

See the next page for more information on how the indexed strategies work.

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