JMMB ... IN YOUR WORLD
www.jmmb.com | 876 877 5512
THANK YOU TO OUR CLIENTS We Wish You a Happy Christmas and a Wonderful New Year!
I t has been a wonderful year at JMMB, and we could not have done it without our clients. As 2018 comes to an end, we want to thank you for your valuable support throughout the year. We are grateful for the many stories and goals you have shared with us over the years. As our many team members have shared, JMMB would not be what it is without you. We have built a team dedicated to our clients and their dreams. We want to see you succeed, witness you and your family live your dreams and prosper well into the future. This holiday season, as you gather with your family for Christmas and share blessings, we extend our blessings to you. From all of us at JMMB, we wish you a merry Christmas and a wonderful New Year.
We look forward to seeing you in 2019 as we take the next steps toward your dream together.
Published by The Newsletter Pro • www.NewsletterPro.com
876 704 3734 ext. 3912
STOP DONATING TO SCAMMERS How to Spot Fraud This Holiday Season During the season of giving, charities receive a much-needed rush of donations as people open their hearts to others. Unfortunately, criminals are all too willing to abuse this goodwill. According to a report from the Justice Department, Americans over the age of 60 lose over $3 billion a year to scams and fraudsters. As charity scams reach their peak, here’s what you need to do to ensure your donations aren’t lining the pockets of criminals. Never Give by Phone or Email . Charities regularly reach out to past and potential donors through traditional mail, email, phone calls, or text messages. This means fraudsters will mimic their approach with less noble intentions. Because it’s impossible to determine who is on the other end of a call or email, you should never hand over your credit card information to strangers. If you really are speaking to a representative from a legitimate charity, they will direct you to a secure avenue where you can give without worry.
raise a certain amount of money know better than to pressure donors into giving. Donations should always come from the heart, and it’s a bad sign if someone insists there’s a deadline for giving. As the Better Business Bureau says, “Responsible organizations will welcome your gift tomorrow as much as they do today.” Only Give to Reputable Charities. Do some research before donating to charities. Look up any prospective charity on Charity Navigator at CharityNavigator.org. This service flags “high concern” organizations suspected of fraud and ranks how reliable established charities are. Even legitimate organizations can be misleading about how they spend their donations. A good rule of thumb is to avoid organizations that spend more than 25 percent of donations on salaries or administrative costs. There are many amazing charities and organizations that do good work. Stay vigilant to make sure you are bringing joy to the world and not falling for a criminal looking to make a quick buck.
Feeling Pressured? Walk Away. A lot of charities set goals they want to reach before the new year, but even groups that are hoping to
HEAR FROM OUR CLIENTS!
Contact Your Personal Portfolio Manager: 1. Alaine Samuels – 551 7739 2. Gillian Bernard – 550 8020 3. Mark Gilzeane – 552 4586 4. Melissa McKenzie – 552 4666 5. Nicole Henry-Dewar – 469 2704 6. Racquel Henry-Burke – 403 9550 7. Ian Belcher (RBO) – 551 0521 8. Joan Edwards – 877 5512
“Always excellent service. At JMMB you are treated as if you are the only client they have, and this experience is every time you visit ... that is phenomenal. A blessed company indeed ... obviously because it was built on the perfect foundation. More blessings to the Jamaica Money Market Brokers Group.” –Deborah H.
“The best financial institution when it comes to customer service, flexibility, convenience, hospitality, goods and services. Utmost respect and appreciation for my JMMB family!”
AN INVESTMENT OPPORTUNITY (JUST FOR YOU) THE RESIDENCES AT TERRA NOVA
Type of Unit
Number of Units
Average Size of Units (ft2)
One-bedroom units with den 9
Two-bedroom corner units
Three-bedroom penthouse corner units Three-bedroom penthouse interior units
Residents of this luxury condominium will be treated to a pool, spa, restaurant and nightclub, while having their needs met through efficient butler service.
butler services, The Residences at Terra Nova offers a luxurious experience without ever having to leave home. Construction on this 18-month, 107-unit is slated to begin summer 2019. If you’re interested in investing in this top-tier residence, contact us today! TRIVIA
With a relaxing pool and spa, divine nightlife at its nightclub and restaurant and access to efficient
TAKE A BREAK!
3. WHICH TWO COUNTRIES ALLOW TAKING A NAP DURING WORK?
1. WHICH CITY IS KNOWN AS THE ‘CITY OF LOVE’? a. Hawaii
a. Italy & Spain b. USA & Canada c. Japan & New Zealand d. Italy & Paris
b. Paris c. Rome d. London
4. WHICH FISH WILL EVAPORATE IF LEFT IN THE SUN? a. Sardines b. Catfish c. Jelly fish d. Trout
2. WHO IS THE OWNER OF FACEBOOK? a. Bill Gates b. Mark Zuckerberg
c. J.K Rowling d. Bette Midler
3 876 704 3734
JMMB Limited ATTN: Joan Edwards 23 Phoenix Avenue Kingston 10 Jamaica
876 704 3734 | www.jmmb.com
AMessage from JMMB pg 1 Scammed for the Holidays pg 2 Our Clients Say It Best! pg 2 INVESTMENT OPPORTUNITY JUST FOR YOU! pg 3 December’s Art Sale in Kingston pg 4
AUTHENTIC CRAFTS AND GIFTS
Check Out This Art Sale in December
Arts & Craft Fair: Christmas Edition Dec. 16 and 17; 9–5 p.m. Hope Gardens, Kingston 6, Kingston
Get your last-minute gifts and enjoy fantastic authentic Jamaican art! Hosted by the Association of Jamaican Potters, this annual fair will include artwork from some of Jamaica’s best artists. Expand your collection of wooden artwork, pottery, sculptures, or paintings, or let that special someone know you care with beautiful jewellery or mixed media art. Feel free to brag about that authentic gift for years to come! The Association of Jamaican Potters is a special group for student potters of all ages to help them perfect their craft. The association hosts regular craft sales, events, and activities geared towards enhancing the creative community.
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