2017-2018 Stock Benefit Guide_Ingram

Basic and Voluntary Life Insurance

Basic Life Insurance

______ provides life insurance to all active full time employees at no cost to the employee. The chart below provides an overview of the plan.

BASIC LIFE INSURANCE

Employee Benefit Amount Age Reduction Schedule

1x annual salary to a maximum of $300,000

65%@age 65, 40%@age 70, 25%@age 75, 15%@age 80

Accidental Death & Dismemberment (AD&D)

Included Equal to basic life amount

Portability and Conversion

Included

Voluntary Life And AD&D Insurance

______ offers you the option to purchase voluntary life and AD&D for yourself and for your eligible dependents. The chart below provides an overview of the plan.

VOLUNTARY LIFE AND AD&D INSURANCE

Increments of $10,000 up to a maximum of 5x salary or $300,000, whichever is less. No evidence of insurability up to a maximum of $100,000 (newly eligible employees only). Increments of $5,000 up to a maximum of 50% of employee amount or $50,000, whichever is less. No evidence of insurability up to a maximum of $20,000 (newly eligible dependents only).

Employee Only

Employees Under Age 65

Spouse

Spouses Under Age 65

Benefit Reduction Schedule

65%@age 65, 40%@age 70, 25%@age 75, 15%@age 80

Children

Increments of $2,000 up to a maximum of $10,000.

Voluntary Life Life Rates per $1,000 of benefit (Spouse rate is based on employee’s age)

AGE:

<25 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74

Employee --.--

--.-- --.--

--.-- .--.--

--.-- --.--

Spouse

--.--

Child(ren) --.-- Voluntary Life and AD&D Rates Life Rates per $1,000 of benefit (Spouse rate is based on employee’s age) AGE: <25

25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74

Employee --.--

--.-- --.--

Spouse

--.-- --.--

Child(ren)

HEALTHESYSTEMS BENEFITS AT A GLANCE BENEFIT AT A GLANCE

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