2017-2018 Stock Benefit Guide_Ingram

Benefit Information YOUR BENEFITS PLAN ______ offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

BENEFIT

WHO PAYS THE COST?

Medical Insurance

______ pays the majority of the employee and dependent costs.

Dental Insurance

______ pays 50% of the employee and dependent costs.

______ offers vision coverage on a voluntary basis. You are responsible for 100% of the cost.

Vision Insurance

Basic Life Insurance and AD&D ______ provides Basic Life for all eligible employees. Voluntary Life Insurance and AD&D Employees may purchase voluntary life insurance at an additional cost. Short and Long Term Disability ______ pays 100% of the cost for employee disability coverage.

Eligibility All regular full-time employees are eligible to join the ______ Benefits Plan on the 1st of the month following 30 days. “Regular full-time employees” must be regularly scheduled and working at least 30 hours per week. You may also enroll your dependents in the Benefits Plan when you enroll. Eligible dependents include: • Your legal spouse • Your married or unmarried natural children, step-children living with you, legally adopted children and any other children for whom you have legal guardianship, who are: • Under 26 years of age; • A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a dependent must: • Be unmarried and not have dependents of his or her own; AND • Be a resident of Florida or a student; AND • Not have coverage of their own, or covered under any other plan, including Medicare

WHEN CAN YOU ENROLL?

You can sign up for Benefits at any of the following times: • After completing your initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change. If you do not enroll at one of the above times, you may enroll during the next annual open enrollment period.

BENEFITS AT A GLANCE

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