Ethos CODE OF CONDUCT

Recordkeeping

Ethos requires honest and accurate recording and reporting of information in order to conduct its business and to make responsible business decisions. Ethos, as a financial services provider is subject to extensive regulations regarding maintenance and retention of books and records. Ethos's books, records, accounts, and financial statements must be maintained in reasonable detail, must appropriately reflect Ethos's transactions, and must conform both to applicable legal requirements and to Ethos's system of internal controls.

Communicating responsibly

We expect all employees to use digital communications and internet connections in a lawful and ethical manner, consistent with company policies and standards. Personal electronic devices connected to our systems must also follow these policies when acting on behalf of Ethos. Privacy is not guaranteed when using companies' systems. Only authorized employees may communicate on behalf of Ethos, and media requests should be directed to Ethos Communications at EthosCommunications@getethos.com. We are committed to communicating responsibly, ensuring that all communications are accurate, truthful, and not misleading. For additional information on our marketing guidelines please contact Compliance at Compliance@getethos.com.

We engage third parties with integrity and ensure that business dealings are consistent with our Core Values and ethical standards. We require third-party arrangements that are negotiated and in the best interests of Ethos, and we expect third parties to conduct themselves with high standards of ethics and effectively and consistently manage risks throughout the third-party life cycle. Consistent with our values, we expect all contractors, consultants, and vendors to conduct themselves with the same level of honesty and integrity in the provision of all goods, services, and business activities undertaken for the company. integrity. We have defined a framework and requirements for a comprehensive program to

What factors are considered when selecting third parties?

Factors include reputation, financial stability, compliance with laws and regulations, and alignment with our company values.

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