Keeping You Updated! WE LOOK FOWARD TO DISCUSSING YOUR NEEDS
If you’re feeling old-fashioned, treat yourself to this warm and bubbly dish. Nothing says Thanksgiving quite like a classic apple recipe. Additional changes will begin in 2026, and we will cover those in more detail in future notices. But until then, we look forward to discussing your needs! Medicare Part D plans are required to provide plan members an option allowing people to spread their monthly prescription drug costs evenly over the year. drugs with a retail value totaling $6,335. The $2,000 RxMOOP can increase yearly, like other Medicare Part D parameters. With the addition of the $2,000 RxMOOP, Medicare Part D plans would have only two parts of coverage (or less): (1) the initial deductible and (2) the initial coverage phase that would continue until Dec. 31 of the plan year — or cease when the plan member’s out-of-pocket spending reaches $2,000 and the person has no additional costs for Part D formulary drugs. Medicare Part D plans would no longer have the Part D coverage gap (donut hole with the accompanying donut hole discount) and catastrophic coverage phases.
Due to the passing of the Inflation Reduction Act of 2022, some changes are coming to Medicare that we wanted you to be aware of! 2023 Drug companies will be required to pay rebates to Medicare if retail drug prices (for Part B and D drugs) rise faster than inflation. Medicare Part D beneficiaries will have no cost-sharing for vaccines recommended by the Advisory Committee on Immunization Practices. Insulin included on a Medicare Part D plan formulary will have a $35 monthly co- pay and will not be subject to the plan’s deductible. In addition, beginning July 1, 2023, insulin furnished through Medicare Part B durable medical equipment will also have a monthly co-pay of no more than $35.
2024 The 5% coinsurance will be eliminated in the catastrophic coverage phase and establish a maximum out-of-pocket drug cost (RxMOOP) capping formulary drug costs at the annual 2024 total out-of-pocket cost threshold. Benefits for the low-income subsidy program will be extended with full-LIS benefit qualifications increased to 150% of the federal poverty level (FPL).
Annual Part D plan premiums cannot increase more than 6% per year.
APPLE CRANBERRY CRISP 2025 Medicare Part D beneficiaries will have a $2,000 maximum on out-of-pocket spending for Part D formulary drugs RxMOOP. The $2,000 RxMOOP should be reached when a person purchases Medicare Part D formulary
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Inspired by TasteOfHome.com
DIRECTIONS
1. Preheat oven to 375 F.
2. In a large bowl, combine apples, cranberries, 1/4 cup brown sugar, lemon juice, and cinnamon.
INGREDIENTS •
3. Grease an 8-inch baking dish and pour the mixture into it.
3 cups peeled and chopped tart apples
4.
In a small bowl, mix flour and the remaining brown sugar. Cut in cold butter until the mixture is crumbly. Sprinkle this over the fruit.
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1 1/2 cups cranberries
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3/4 cup packed brown sugar, divided
CASSEROLE ELECTION GRATITUDE HARVEST RAKING REMEMBRANCE
SAINTS SQUASH THANKSGIVING TOPAZ TURKEY VETERAN
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1 tbsp lemon juice
5. Bake uncovered for 25–30 minutes or until the topping is golden brown and the filling is bubbly. If desired, serve with vanilla ice cream and enjoy!
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1/2 tsp ground cinnamon
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1/2 cup all-purpose flour
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1/3 cup butter, cold
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Vanilla ice cream (optional)
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