Digital AGM And Annual Reports Booklet

INCOME & EXPENDITURE ACCOUNT

Altura Credit Union Limited INCOME & EXPENDITURE ACCOUNT for the year ended 30 September 2024

2024 €

2023 €

Notes

Income Interest on members' loans Other interest income and similar income Interest payable on members' deposits

4 5 6

5, 550 , 691 2,196,462 (605) ─────── 7,746,548 (2,579,206) (2,918,902) (366,428) 15,950 273 , 095 ─────── 2,386,838 257,781 (42,000) - ─────── 2,386,838 ═══════

5,169,363 1,498,945 - ─────── 6,668,308 (2,484,777) (2,688,599) (357,643) 240,173 131,540 143,754 152,260 ─────── 1,805,016 - ─────── 1,805,016 ═══════

Net interest income Other income Exceptional gains / (losses) Employment costs

7 8

9

Other management expenses (Schedule 1) Depreciation and Amortisation Reversal of fixed assets impairment Net recoveries/(losses) on lending to members Surplus/(deficit) of income over expenditure Other comprehensive income

14 15.3

Total comprehensive income

The financial statements were approved and authorised for issue by the Board of Directors on 7 th November 2024 and signed on its behalf by;

Chief Executive Officer:

Barry Monaghan

Member of the Board of Directors:

Thomas Finn

Member of the Board Oversight Committee:

Mary Quinn

The notes on pages 16 to 32 form part of the financial statements

12

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