Digital AGM And Annual Reports Booklet

NOTES TO THE FINANCIAL STATEMENTS

Altura Credit Union Limited NOTES TO THE FINANCIAL STATEMENTS for the year ended 30 September 2024 18. DEPOSITS AND INVESTMENTS Deposits and investments at the current and prior Balance Sheet date were all measured at amortised cost as appropriate and comprised of the following: 2024 2023 Cash and Equivalents (Maturity within 3 months) € € EEA State Securities (Maturity within 3 months) - 3,004,219 Minimum reserve (Maturity within 3 months) 212,652 270,130 Fixed-term deposits (Maturity within 3 months) 30,651,196 25,588,821

═══════ ─────── 28,863,170 30,863,848 ═══════ 2024 2023 ───────

Other (Maturity after 3 months)

14,682,914 16,990,983

Fixed-term deposits (Maturity after 3 months) Collective Investment Schemes

7,404,160 1,301,170 29,294,547 52,682,791 ═══════ ───────

6,813,520 1,243,692 30,381,526 55,429,721 ─────── ═══════ 2023 € 98,121,060 ─────── 142,186,995 ═══════ 138,414,236 (94,348,301)

Minimum reserve

Guaranteed investment bonds

19. MEMBERS’ SHARES - FINANCIAL LIABILITIES

2024 €

142,186,995 102,821,925 (95,621,145) ─────── 149,387,775 ═══════ As at 1 October Received during the year Repaid during the year As at 30 September Members’ shares are repayable on demand except for shares attached to loans. The breakdown of the shares between attached and unattached is as follows: 2024

2023

€ € 133,019,127 126,174,461 16,368,648 16,012,534

Unattached shares Attached shares

─────── 149,387,775 ═══════

─────── 142,186,995 ═══════

Total members’ shares

20. MEMBERS’ DEPOSITS – FINANCIAL LIABILITIES

2024 €

2023 €

542,733 52,457 (81,999) ─────── 513,191 ═══════

As at 1 October Received during the year Repaid during the year

666,067 54,466 (177,800) ─────── 542,733 ═══════

As at 30 September

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