Digital AGM And Annual Reports Booklet

UNAUDITED MANAGEMENT ACCOUNTS 31/10/2024

Altura Credit Union Limited Unaudited Management Accounts 31st October 2024 ( Not forming part of the statutory audited Financial Statements)

INCOME & EXPENDITURE ACCOUNT INCOME Interest on Loans to members Investment Interest Income Commissions, fees and charges Other Income

BALANCE SHEET ASSETS

500,148 137,585

Cash and Current Accounts Deposits and Investments Minimum Reserve Requirement Loans to Members Less: Prov. For Doubtful Debts Tangible Fixed Assets Investment in Metamo JV Investment in Mortgage CUSO Sundry Debtors Prepayments & Other Assets

8,549,570 81,881,051 1,301,170 82,978,666 - 3,684,357 7,810,715 296,250 40,000

5,940 5,553

649,226

TOTAL INCOME

EXPENDITURE Salaries & Related expenses Other Mgt Expenses & Depn Regulatory Levies Bad Debt Write-off & Recoveries

244,211 427,773

223,249 251,181 5,614 - 33,565

179,845,049

TOTAL ASSETS

TOTAL EXPENDITURE

446,479

LIABILITIES Member Shares

202,747

YTD SURPLUS

150,191,096 513,387 4,731,037 600,793 156,036,313 19,000,000 600,000 4,208,736 23,808,736

Member Deposits Members Current Accounts Creditors and Other Liabilities RESERVES Regulatory Reserve Operational Risk Reserve Other Reserves

179,845,049

TOTAL LIABILITIES & RESERVES

35

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