J & L Ventures LLC - 2022 Benefit Guide

Disability Insurance Coverage

The goal of J&L Ventures Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work- related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits.

Both the short term and long term disability coverages are offered

through Sun Life.

Insurance Carrier:

Short-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Benefit Percentage

60%

Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit Pre-Existing Condition

14 Days 14 Days $1,875 3 / 12

Benefit Duration

24 Weeks

Insurance Carrier:

Long-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Waiting Period

180 Days

Benefit Percentage

60%

Maximum Monthly Benefit

$5,000* SSNRA 2 Years 3 / 12

Benefit Duration

Own Occupation Definition

Pre-Existing Condition

*Maximum Monthly Benefit varies by classification.

14 J & L VENTURES, LLC 2022 BENEFIT GUIDE

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