Foreign Nationals Knockout Guide
Knockout Condition
_ Lives outside the U.SB _ Has tourist status only (B-1/B-2 visa8 _ Does not have a valid SSN or ITI/ _ Name or date of birth does not exactly match government I5 _ Phone number is invalid or unreachablP _ Required documents are unclear, missing, or expired (visa/EAD card, photo ID, selfie)
Clients with only an ITIN or SSN/ITIN and EA
_ Age is not 25-6 _ Household income is under $40,000/yeaD _ Less than 18 months U.S. residenc$ _ No U.S. doctor visit in past 18 monthK _ Plans to permanently move abroad within 2 years
Tips to prevent declines
_ Verify your client’s legal name, date of birth, and phone number are accurate at every step of the applicatio _ Double-check that all required documents are uploaded, clear, and legiblP _ Confirm your client’s U.S. address is valid
Always refer to the
for complete rules and examples. Foreign Nationals Agent Guide
For agent use only.
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