The College Money Guys Sept 2017

5 Activities for Your Child’s College Search A college search is a complicated process involving essays, forms, application deadlines, and mountains of paperwork. Here are five things you should do to make your child’s college search easier! 1. Visit Colleges and Universities Does your child want a small town or a big city environment? Do they want big or small class sizes? Are fraternities or sororities important? Does the school have a big-time sports tradition or are they focused on the arts? Visiting a variety of colleges throughout the year will allow your child to answer these questions for themselves. 2. Have Your Child Take a Test Prep Course The good colleges are getting more and more competitive. If they receive applications from two students with the exact same grades and extracurriculars, guess who they’ll pick? The student with the higher scores, of course. Taking a test prep program with an instructor who knows the ins and outs of the test can make all the difference in getting your child into their dream school. 3. Look for Funded vs. Non-Funded Colleges When your child is searching for colleges, make sure they apply for colleges that show financial wealth, not just ones that show popularity or the size of the school. As acceptance letters begin to roll in, there won’t

be disappointment in knowing they have to decline based on the college’s endowments and financial aid options. To learn more, The Princeton Review’s “The Best 381 Colleges, 2017 Edition” is an excellent resource to guide both you and your student. 4. Organize Your Finances Do you have money saved in your child’s name? Are you putting aside money into your retirement plan this year? Do you know how much your home is worth according to the financial aid formulas? If you’re not sure, this is the perfect time to find out! Not knowing the answers to those questions could cost you thousands of dollars, if not tens of thousands, in financial aid. 5. Don’t Procrastinate It’s human to struggle with planning. Failing to plan will cost you, both in dollars and lost opportunities for your child. Instead of following the crowd, be ahead of the curve! Instead of blowing things off until later in the year, ensure your child’s financial future is good to go as early as possible.



INGREDIENTS 1 cup all-purpose flour

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4 cups chopped, peeled apples

3/4 cup rolled oats

1 cup packed brown sugar 1 teaspoon ground cinnamon

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1 cup sugar

2 tablespoons cornstarch

1/2 cup butter, softened

1 cup water

1 teaspoon vanilla extract Vanilla ice cream, optional


1. Heat the oven to 350 F. In a large bowl, combine the first four ingredients. Cut in butter until crumbly. Press half of mixture into a greased 2½ quart baking dish or a 9-inch square baking pan. Cover with apples. 2. In a small saucepan, combine the sugar, cornstarch, water, and vanilla. Bring to a boil; cook and stir 2 minutes or until thick and clear. Pour over apples. Sprinkle with remaining crumb mixture. 3. Bake 60–65 minutes or until apples are tender. Serve warm, with ice cream if desired. Recipe courtesy of

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