WGS July-August-2025 Layout DigitalVer ME

WGCIT Sponsor NUTRIEN AG SOLUTIONS Strategic Financing for Stronger Yields By Michelle Rivera, Senior Communications Manager

Nutrien Financial offers financing options that are designed to complement growers’ agronomic strategies. Maman explained that Nutrien Financial enables growers to invest in high-quality inputs and advanced technology, including its Loveland Products, while preserving working capital for other operational expenses. “One of the biggest things that Nutrien Financial offers is a line of credit that doesn’t impede the operating line so that we can focus on building the right financial offers for the inputs growers buy,” Maman said. Aligning Agronomics with Economics Growers are also looking to align their agronomic plans with financial strategies that allow them to think far into the future. For instance, a grower can be looking to upgrade a fertility program, implement precision ag tools, or secure inputs ahead of the season but require upfront investment. Nutrien Financial’s financing solutions offer competitive rates, flexible terms and streamlined approval processes, which can help growers move forward with those decisions based on what’s best for the crop, not just what’s affordable at the time. “By aligning agronomic recommendations with strategic financing, we help growers optimize yields and profitability without unnecessary financial stress. We are always rooted in agronomics, first and foremost, and then we have complementary businesses to support and Nutrien Financial is one of them, where we pair agronomics and economics, so that growers have the best farm-focused agronomy with the best farm-focused ways to pay for it,” Maman said. For growers weighing options this season, financing isn’t about just securing a loan. It’s about supporting decisions that improve yield potential and profitability over time. If you’re interested in exploring specific credit tools or programs that give you more control over cash flow and planning this season, you can visit Hub.NutrienAgSolutions.com, or stop by your local Nutrien Ag Solutions branch for more information. "For growers weighing options this season, financing isn’t about just securing a loan. It’s about supporting decisions that improve yield potential and profitability over time."

John Maman

In today’s ever-changing agricultural landscape, securing the right financing can be just as critical as choosing the right seed, fertilizer or crop protection products. Growers need access to capital that aligns with their agronomic plans so they can invest in the latest innovations without straining cash flow. For many growers, access to reliable and flexible credit is critical to managing seasonal costs and making timely investments in their operations, which is why some are taking a closer look at alternative financing options that can work alongside their traditional operating lines. “One of the things that growers consistently look for is an alternative source of capital, and the operating line is the lifeblood of their operation,” said John Maman, Senior Director, Nutrien Financial North America. “It’s what growers use to do all of their business — to pay employees, to farm, to be able to leverage operational efficiencies, to buy land.” Financing that Fits Rather than one-size-fits-all solutions, today’s ag financing options are becoming more tailored to the realities of running a farm. Those options may include specific lines of credit, delayed payment terms or interest programs tied to purchases designed to support crop planning without overextending cash flow.

33 Western Grower & Shipper | www.wga.com July | August 2025

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