SUDOKU BREAK Solution on pg. 4
Financial Fluency 3 SimpleWays You Can Teach Your Kids About Their Finances
Teaching your children about financial literacy and budgeting may seem like a daunting task if you’re not a financial expert, but as the following methods show, there are simple ways you can turn these complicated concepts into fun lessons.
PickUp a Book
Homemade Corned Beef
Inspired by Food Network
Whether you want to teach your toddler about dollars and cents or you want to show your teenager ways to create smart spending habits, books can be an easy way for your child to learn about money. Radio host and financial expert Dave Ramsey has written numerous books about creating better spending, budgeting, and saving habits. Ramsey’s Junior’s Adventures books are the perfect financial literacy starters for children ages 3–12, while his well-known book, “Total Money Makeover” can help your teenagers transform into financially savvy young adults. Next time you’re at the grocery store, turn the errand into a budget-planning game. Set a limit for the amount of money you can spend as a family, and create a list of what you need to purchase. Once at the store, have your children choose between multiple items — such as two different brands — and select the one they think would be best. If they go over the dollar amount they have to spend, discuss which item would be best to return. This will not only teach them the value of making smart financial decisions; it will also parse out the difference between needs and wants. TurnHabits Into Lessons
Ingredients
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● 2 quarts water 1 cup kosher salt
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● 12 whole juniper berries ● 2 bay leaves, crumbled ● 1/2 teaspoon ground ginger ● 2 pounds ice ● 1 5-pound beef brisket, trimmed
1/2 cup brown sugar 2 tablespoons saltpeter (potassium nitrate) ● 1 cinnamon stick, broken into large pieces ● 1 teaspoon mustard seeds ● 1 teaspoon whole black peppercorns
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1 small onion, quartered
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● 1 large carrot, coarsely chopped ● 1 stalk celery, coarsely chopped
GoDigital
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● 8 cloves garlic ● 8 whole allspice berries
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In a world of tablets, smartphones, and social media, the digital world is full of fun apps that give kids the agency to plan and learn on their own. For example, PiggyBot is a digital version of a child’s beloved piggy bank, which allows kids to monitor how much money they have in their savings accounts, track their allowance, and keep a
Directions
“wishlist” of items they are saving for. In addition, there are plenty of others designed to turn learning financial literacy into something fun! Teaching your children proper financial skills sets them up for future success. If you’re interested in one of Dave Ramsey’s books or if you need help with your own financial dilemmas, find out how Phyllis Law can help. Call 404.514.3397 today.
1. In a large stockpot, combine water, garlic, and all herbs and spices to make brine. Cook over high heat until salt and sugar are fully dissolved. Re- move from heat and stir in ice. 2. Once water temp reaches 45 F, place brisket in a 2-gallon zip-close bag, pour in brine to cover, lay flat in a large container, and store in fridge. 3. Brine for 10 days, checking daily to make sure bris- ket is fully submerged and brine is stirred. 4. After 10 days, remove brisket from brine and rinse under cool water. In a large pot, cover brisket, onion, carrot, and celery with water. Bring to a boil, then reduce heat to low and gently simmer for 2 1/2–3 hours. 5. Remove, slice across the grain, and serve.
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