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Insurance Adjusters Three Sneaky Strategies Use Against Accident Victims
The weeks after a serious auto accident are often an incredibly stressful and confusing time for victims. Insurance adjusters thrive on this chaos, jumping into the situation as early as possible to minimize their company’s liability. After gaining the victim’s trust, they’ll do everything they can to reduce the insurance payout as much as possible. Here are three of their craftiest tactics. Pretending They’re in Your Corner Insurance personnel will do their best to seem like they’re your friend, interested only in closing the case and getting you the money you need. Maybe they’ll send you a check covering your car repairs before your medical treatment is completed — before you know the true extent of the costs. They’ll frequently check in, requesting info they claim is vital to secure your compensation. Claiming You Must Provide a Statement Immediately after being notified of the accident, adjusters will usually call up the victim before they can gather their thoughts, telling them they have to provide a statement about the damage and injuries of the accident. No matter what, do not provide this statement. It’s neither required nor advisable. In fact, the only reason the adjuster demands one is to attempt to catch you admitting partial fault, understating your injuries, or second- guessing the details of the accident. Snooping on Your Social Media Insurance companies sometimes hire private investigators to unearth dirt to undercut a victim’s position in court, but these days, often all that’s needed is a quick visit to the victim’s Facebook page. Pictures of you engaging in activities, posts about the accident, and numerous other data points can be used against you. Of course, all of these tactics can be deflected by having an experienced attorney on your side, but whether or not you turn to a lawyer, it’s vital you stay savvy of adjusters’ sneaky strategies. Don’t fall into a trap that will later cost you thousands of dollars. But make no mistake: adjusters’ interests lie firmly with the insurance company, not with you. The real goal is to gather info they can later use against you.
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Looking for a way to prepare a warm treat for the kids while they’re out building snowmen? Break out the slow cooker and enjoy the best hot cocoa you’ve ever had!
Ingredients
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1 cup white chocolate chips
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2 tablespoons powdered sugar 1 teaspoon vanilla
14 ounces sweetened condensed milk
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2 cups heavy cream, divided 3 cups milk (any variety)
4 tablespoons raspberry liqueur or syrup
Directions
1. In a slow cooker, combine white chocolate chips, condensed milk, 1 cup cream, and milk. Cover and heat on low about 2 hours. 2. In a large bowl, mix remaining 1 cup cream, powdered sugar, and vanilla. 3. Using a hand or stand mixer, whip until stiff peaks form. 4. Serve mugs of hot chocolate with about 1 tablespoon of raspberry liqueur or syrup to taste and a dollop of whipped cream.
3 (812) 232-2000
Recipe inspired by SlowCookerGourmet.net.
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