ITIN eligibility 3 options
Document types Conditions
Product eligibility if conditions are met
ITIN + eligible U.S. visa
See our Foreign Nationals Agent Guide for eligible visa types. If your client has both a valid, eligible visa and an EAD, use the visa.
Ethos Term – Choice Ethos IUL
ITIN + EAD (no visa)
If your client has both a valid, eligible visa and an EAD, use the visa. Clients using an EAD must meet the following conditions: ● No intention to travel outside the U.S. within two years of the issue date. ● Must have lived in the U.S. for a minimum of 18 months. ● Under regular U.S.-based medical care, and have visited their physician in the last 18 months. Applicants using only an ITIN must meet the following criteria: ● Ages 25–60 ● $40K minimum annual household income ● Resident of the U.S. for a minimum of 18 months ● No intention to travel outside the U.S. ● Under regular U.S.-based medical care, and have visited their physician in the last 18 months
Ethos Term – Choice Ethos IUL
ITIN only
Ethos Term – Choice Ethos IUL
ethos.com
4
Made with FlippingBook - professional solution for displaying marketing and sales documents online