SSN eligibility 3 options
Document types Conditions
Eligibility if conditions are met
SSN + eligible U.S. visa
No additional conditions. If your client has both a valid, eligible visa and an EAD, use the visa.
Ethos Term – Choice Ethos IUL If client doesnʼt meet other eligibility criteria, they may be routed to:
Working professionals, spouses of U.S. citizens
● TruStage Term Life — Band 1* ● TruStage Advantage Whole Life ● TruStage Guaranteed Acceptance Whole Life
SSN + EAD (no visa)
To qualify for Ethos Term – Choice or Ethos IUL, your client must meet the following conditions: ● No intention to travel outside U.S. within two years of EAD issue date. ● Must have lived in the U.S. for a minimum of 18 months. ● Under regular U.S.-based medical care, and have visited their physician in the last 18 months. ● N/A — client will be routed to TruStage Advantage Whole Life
Ethos Term – Choice Ethos IUL If client doesnʼt meet other eligibility criteria, they may be routed to:
DACA recipients, clients changing visas
● TruStage Term Life — Band 1* ● TruStage Advantage Whole Life ● TruStage Guaranteed Acceptance Whole Life TruStage Term Life — Band 1* TruStage Advantage Whole Life TruStage Guaranteed Acceptance Whole Life
SSN only
Clients changing visas or awaiting EAD renewal
*TruStage Term Life — Band 1: Age 25–69: $5K–$100K, single risk class, no tobacco
ethos.com
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