Cost-Conscious Connections FUN AND FRUGAL IDEAS FOR GRANDKIDS
learn about local plants and wildlife, or even participate in volunteer activities. The fresh air, the sounds of birds, and the chance to explore are perfect for curious young minds (and those young at heart!). Share Your Hobbies Do you have a knack for knitting or a passion for golf? Chances are that your grandkids would love to learn! Sharing your hobbies can be a fun, practically free way to spend time together. Whether it’s a morning fishing trip to a nearby lake or an afternoon crafting, these moments can become
Utilize Community Resources Your local library or community center likely hosts a variety of free or inexpensive activities. From story hours to craft days, these events are for family fun and learning. Also, be sure to check out any local festivals. Build and Create Look out for free classes at local hardware stores like Home Depot or Lowe’s, where kids can engage in projects like building a birdhouse. These workshops promise a good time and give the kids something to take home and be proud of. Hometown Tourism Lastly, don’t underestimate the joy of simple activities. A picnic in the park, flying a kite, or a day playing board games can be just as exciting and meaningful as any expensive outing.
Summer vacation is the golden opportunity to make precious memories with your grandkids without breaking the bank! While life’s hustle and bustle can sometimes throw a wrench in your plans, creativity can go a long way. Here are six ways to have a blast with the kiddos on a budget. Explore Nature Together Nothing beats getting outside! Many local nature preserves offer free or low-cost access, and they’re great places to hike,
cherished memories. Discover Local Gems
Smaller, lesser-known museums or factory tours can be fascinating and won’t hurt your wallet. They’re often just the right scale for shorter attention spans and are usually less crowded. Plus, they sometimes offer discounts or free days — don’t forget to ask!
a r d i a n s
A PLAN FOR LIFE’S WHAT-IFS
Who would care for your kids upon your unexpected death? Although considering the correct guardian to oversee your loved ones’ needs if tragedy strikes is often daunting, it’s a critical conversation you must have. Here are some thoughts to consider in the present as you plan ways to protect the future. Naming a Nurturing Navigator Parenthood can be one of the greatest joys people experience in life, but it is often among its most challenging. Unfortunately, no one can predict the future, so parents of minor children should plan for unforeseen events that could leave their little ones alone. It is essential to determine who will serve as their guardians if you and your spouse pass away unexpectedly, and name them in your legal documentation. Here are
just a few things to consider when selecting the proper guardian(s). • Is the potential guardian’s parenting style comparable to yours? • What is the age of your potential guardian, and how old will they be when your children reach adulthood?
added responsibility of serving as the trustee over your children’s inheritance. Mistakes or a lack of checks and balances can have a devastating impact on these funds. To help mitigate this risk, it’s often best to pass on this role to a bank, trustee company, or another trusted individual. Choosing the best guardian(s) to oversee your children’s well-being can be complex. We urge you to contact us for more information on the legalities and nuances of these arrangements.
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Would naming this guardian require your children to move out of state? What is the potential guardian’s general lifestyle and financial status? Is the potential guardian emotionally and logistically prepared to raise children? Do you have enough insurance and assets to provide for your children upon your death?
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To ensure a seamless process, we advise against giving your chosen guardian the
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