Financial Aid Brochure 2023-24

FEDERAL AID PROGRAM US Citizens and Permanent Residents Only. Federal Pell Grant

Federal Pell Grant eligibility is determined by the FAFSA. In the 2022-2023 school year the award amounts ranged in value from $692 - $6,895 .

Direct Loan Programs

Federal Plus Loan (Parent Loan) If you are a dependent* undergraduate student and your parents have an acceptable credit history, they can take out a PLUS Loan which allows them to borrow as much as needed to cover the cost of any education-related expenses. Your parents must complete a Federal PLUS Loan Agreement (MPN). The instructions and link to the application can be found at studentaid.gov/plus-app/parent/ landing . Federal Direct Subsidized and Unsubsidized Loans (Student Loans) To Receive Loan Funds, you must complete 4 steps: • Accept your Loan on Financial Aid Solutions • Complete Entrance Counseling • Complete a Master Promissory Note (MPN). Loans must be repaid. Our office will provide you with instructions for completing the loan process once your FAFSA and all requested paperwork are complete. • Complete Annual Student Loan Acknowledgment. If you are a dependent* undergraduate student, you can borrow up to: • $5,500 if you are a first-year student • $6,500 if you are a second-year student

If you are an independent* undergraduate student or a dependent student whose parents have applied for but were denied a PLUS Loan

(a parent loan), you can borrow up to: • $9,500 if you are a first-year student • $10,500 if you are a second-year student

*Dependency status is determined by the FAFSA. Please check with the Financial Aid office prior to completing loan applications from other sources.

2 / Word of Life Bible Institute

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