Frontwave Briefing | Third Quarter 2021


Third Quarter 2021

seats, watching those live shows. And to share that excitement with you, we’re giving away VIP tickets to the Moonlight all summer long! Check out our website for details. Our crew will also be out in force to support the Oceanside Museum of Art’s Plein Air Festival July 24-31, as well as the Oceanside Longboard Surf Club Contest and Beach Festival August 7-8. And we’ll be sponsoring Storm Baseball’s Military Appreciation Day in Lake Elsinore on August 28. We can’t wait to see you at one of these great local events! While things are getting back to normal for us, I know that not everyone is so lucky. If you’re still struggling to get back on your feet or gain some financial stability, we’re still here for you. We’ve got a lot of helpful resources, including our free financial webinars, as well as free financial counseling through our partners at GreenPath Financial Wellness. Not sure where to start? Give us a call to schedule a free financial checkup. Our local experts can help assess where you stand now and offer suggestions for moving forward toward meeting your financial goals. Remember, no matter what stage of life you’re in — we can help make your financial dreams come true. Need a new car? Thinking of buying a house? We’ve got great rates and a variety of flexible loan options to help make it happen. Even if you’re not in the market to buy something new, a refinance with Frontwave could help you save big. While you’re at it, why not get one of our credit cards to help cover other big purchases or unexpected expenses — or heck, just earn rewards on everyday purchases. You get the point — if there’s a financial product or service you need, we got you! So as our tagline says, go ahead and dream big. We’ll help you get there.

Call for Nominations The Annual Meeting and election of officers for the Board of Directors (Board) and Supervisory Committee (Committee) of Frontwave Credit Union will be held March 30, 2022 at 5:00 p.m. at Frontwave’s Corporate office: 1278 Rocky Point Drive Oceanside, CA 92056 Volunteer Opportunities: Board of Directors: THREE positions with 3-year terms Supervisory Committee: THREE positions with 2-year terms If you’re an active member and are interested in applying for nomination, you’re invited to submit an application via our website at or mail an application to the Corporate Office to the attention of the Nominating Committee. Nominations must be filed with the Nominating Committee by close of business on September 30, 2021. All nominations must be accompanied by the completed application and statements of responsbility, consent and disclosure found at Looking to Save on Your Insurance? Do your insurance premiums keep going up every year? Has it been a while since you’ve shopped around for quotes? Frontwave Insurance Services can help! A one-stop shop for all of your insurance needs, Frontwave Insurance Services can find the best insurance for you at the best price. Get a free, no obligation insurance quote

Bill Birnie, President/CEO Notes from the CE0

This is probably the best letter I’ve gotten to write over the past 18 months. With more and more people vaccinated, and many businesses and organizations returning to normal operations, Frontwave is finally getting back into the community! We’ve never really been gone, but most of our support has been virtual over the last year. It’s so invigorating to get back out there, see your friendly faces, and lend a hand in person! You may have already seen us at a local charity event, like the Oceanside Rotary Charity Golf Tournament or Santa Rosa Plateau Nature Education Foundation Run - Hike - Ride. If we haven’t connected yet, be on the lookout, because we’re proud to be supporting a hefty line up of community events over the next couple of months. First up is the Moonlight Theatre, which is celebrating its long- awaited 40th Anniversary with four fantastic musicals between now and October. We’ve been a sponsor of this important local cultural program for a number of years, so it’s a real pleasure to be back in the

today by calling 844.788.0820. • Auto & Motorcycle Insurance • Home & Renters Insurance

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