Mattson Financial Services Nov 2017

The Life-Giving Benefits of Saunas SWEAT THE YEARS AWAY

Colder weather is hard on our bodies for many reasons. The air dries and cracks our skin, freezing temperatures cause old injuries to flare up and joints to ache, and the conditions make it just plain hard to exercise. What’s a fair-weather bird to do? Head to the sauna! If you haven’t already adopted the regimen, you are missing out. Sauna use has been popular in Finland for thousands of years, and there are compelling reasons why. Not only are there many bodily benefits, but science is telling us it may also protect the mind.

cardiovascular health. Traditional saunas use heat to get your blood flowing and promote circulation, and the sweating that goes on during a sauna experience is said to release toxins from your body. It’s a rejuvenating ritual that releases stress along with endorphins. Now, the health journal Age and Ageing has found evidence linking sauna use to a lowered risk for Alzheimer’s disease and dementia. Men aged 42–60 who participated in frequent sauna bathing sessions were found to have lowered rates of dementia and Alzheimer’s. If feeling good and warming you up weren’t enough, a healthy mind is a great reason to sauna.

And while the simplicity of the traditional sauna is part of what makes it great, some facilities have added a modern twist: infrared rays. Infrared saunas, already hot in NewYork City and Los Angeles, are starting to pop up everywhere. Especially if you have trouble dealing with the heat of a typical sauna (average sauna temperatures are kept around 212 degrees Fahrenheit), this latest trend is for you. The average temperature for an infrared sauna is 150 degrees Fahrenheit, making it a more tolerable experience. One NewYork studio boasts infrared’s ability to stimulate collagen production, an added anti-aging benefit. Need another bonus? Infrared saunas are said to release up to 20 percent more toxins from the body than traditional saunas.

We’ve known for a long time that saunas can help with blood circulation, stress relief, and

DON’T FALL VICTIM TO THESE FINANCIAL SCAMS

Counterfeit Prescription Drugs Most commonly, counterfeit drug scams operate on the internet. Those who fall victim to this scam find themselves paying money for a drug that does not help their medical condition, and some run the risk of unknowingly purchasing unsafe substances. This scam can be hard on the wallet and the body. Telemarketing and Phone Scams Fake telemarketing calls are one of the most common types of scams. With no face-to- face interaction and no paper trail, they are incredibly hard to trace and identify. Also, once a deal has been made, the buyer’s name is then shared with similar scammers looking for targets. Examples of telemarketing fraud include ... The pigeon drop: A con artist tells the victim that they have found a large sum of money and are willing to split it if the person makes a “good faith” payment.

Financial scams often go unreported and can be difficult to prosecute, so they’re considered a “low-risk” crime. However, they can still be devastating, leaving you in a vulnerable position with little time to recoup your losses. Here are some common scams and what you can do to avoid them. Medicare and Health Insurance Scams In these types of scams, perpetrators may pose as Medicare representatives in order to obtain personal information. Sometimes they will go so far as to provide bogus services at makeshift mobile clinics, then use your personal information to bill Medicare and pocket the money. To avoid this scam, know that a legitimate Medicare employee would never ask for your personal information over the phone or via email, since they already have it on file. If you suspect that Medicare is being charged for a service you didn’t request, call the federal government’s official Medicare hotline at 1-800-MEDICARE.

Fake identity ploy: The con artist gets the victim to wire or send money on the pretext that the victim’s relative is in the hospital and needs money. Charity scams: The con artist solicits the victim for money for fake charities. This often occurs after natural disasters. If you have fallen victim to a scam, notify the police, the Better Business Bureau (bbb.org/consumer-complaints), and the Federal Trade Commission (1-877-438-4338). Further, obtain the contact information for the Adult Protective Services organization in your area by calling the Eldercare Locator national hotline at 1-800-677-1116 or visiting eldercare.gov and filing a complaint. You are not alone; there are people who can help.

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