BUSINESS SUPPORT XXXXXXX YOUR FMB UNOCCUPIED PROPERTIES
Whichever situation you’re in, unoccupied property insurance could be necessary if your property is likely to stand empty for more than 30 days, as the risks from flood, fire, burglary or vandalism damage rise significantly. In most cases, this type of insurance policy can cover: Property damage caused by fire, flood, storms, subsidence or water leakage Contents for furnished properties Theft and vandalism Owner’s liability if someone hurts themselves on your property Accidental damage There are so many reasons for properties to be left empty for long periods. By working with a range of leading insurers, we can offer high-quality protection for: Empty rental properties New builds Properties undergoing renovation Properties that are on the market and where the owners have moved out
Out of sight, out of mind? An empty property might not be suitably protected, which is why unoccupied property insurance is so important. It covers your property for any loss or damage should the worst happen PROTECT YOUR EMPTY PROPERTY
Vacant commercial properties Homes undergoing probate
Second homes Holiday homes
Choosing the right cover for you While there’s no legal obligation to insure an empty property, a tailored policy can give you that extra peace of mind and save you money in the long run. At FMB Insurance, unoccupied property insurance is flexible, with the option available to take out short-term or long-term cover depending on your situation. To make sure your unoccupied properties are fully protected, request a tailored quote from FMB Insurance today on 01353 652 760 or email insurance@fmb.org.uk . FMB Insurance can manage all of your business protection needs under one roof, delivering the right policies for the right situations. Insurance and warranty products include unoccupied property insurance, contract works insurance, new homes 10 year structural
What is unoccupied property insurance?
properties such as empty rentals, new builds and holiday homes. It’s designed to cover you for any loss or damage that happens during unoccupancy. Do you need unoccupied property insurance cover? You might be a landlord with a vacant property waiting for new tenants to move in, or you might be a house builder with an empty new build while you’re trying to sell to potential homeowners.
Whether you’re a landlord, house builder or you own multiple properties, you’ll likely hold standard home insurance cover to protect your assets. But these policies don’t usually cover properties when left vacant for long periods. That’s where unoccupied property insurance comes in. Unoccupied property insurance is a flexible policy that protects vacant
warranty, public and employers’ liability insurance and more. Call 01353 652 760 or email insurance@fmb.org.uk.
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Master Builder
www.fmb.org.uk
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