Foust Law Office - August 2020

Skip the Student Debt

3 WAYS TO PAY FOR COLLEGE THAT AREN’T LOANS

both parents as reported on the Free Application for Federal Student Aid, better known as FAFSA. A great starting point for parents who are helping their kids look for grants is the Federal Student Aid website: StudentAid.gov/understand-aid/types/grants. Work-Study Depending on your child’s financial need, their college or university may be able to set them up with a part-time position with an hourly rate on campus. Work-study positions are often community-service oriented and/or matched with the student’s field of study, and the jobs in these programs may be on or off campus. Alternatively, students can also look for other on-campus jobs that aren’t part of a work-study program. Before the school year starts, many schools post job openings for positions like computer lab assistants or event caterers. Private Scholarships There is no shortage of private scholarships. The challenge is finding and applying for them. This can take time, but it’s often worth the effort. If you can’t find any scholarships your child is eligible for online, then try using an app like Scholly. It’s designed to help students and parents find and apply for scholarships without having to search all over the internet. Another great resource is your student’s high school guidance counselor. They often have resources about local and regional scholarships that may be worth looking into.

We all know how expensive college can be. The bills can pile up fast, and in many cases, paying that debt off can take years, if not decades, especially if private loans are involved. That said, if you have kids who are getting ready to graduate high school, then don’t let the cost of higher education scare you away. If you can’t pay out of pocket, you can help your child apply for loans, but if you’re looking to mitigate debt, or eliminate it entirely, here are some other popular options. Grants Grants are similar to scholarships in that they don’t need to be repaid. Many colleges, states, and other organizations award grants based on a number of factors, like academic standing and the income of one or

Take a Break!

PROTEIN-PACKED BREAKFAST BURRITOS

Inspired by TheToastyKitchen.com

You can make these easy freezer breakfast burritos in under an hour! They’re healthy, delicious, and perfect for mornings on the go!

INGREDIENTS

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1/2 tsp pepper 1/2 tsp paprika

• • • • • •

2 tbsp olive oil, divided 1 medium onion, diced 1 bell pepper, diced 16 oz ground chicken

1/2 tsp garlic powder

6 eggs

12 8-inch tortillas

16 oz sausage

12 slices cheddar cheese

1/2 tsp salt

DIRECTIONS

1. In a skillet, heat 1 tbsp olive oil over medium heat. Add onion and bell pepper and sauté. Remove from pan and set aside. 2. In the same pan over medium heat, add chicken, sausage, salt, pepper, paprika, and garlic powder. Cook for 3–4 minutes before stirring to get a brown crust on the bottom. Then, stir and continue cooking until meat is cooked through. 3. In a medium bowl, whisk the eggs together. 4. In another skillet over medium heat, add 1 tbsp olive oil. Pour in eggs and scramble them, cooking until no liquid remains. Set aside. 5. Lay out the tortillas with one slice of cheddar cheese on each. 6. Place an even amount of vegetables, meat, and eggs on every tortilla. Wrap each burrito and enjoy immediately or wrap in foil and freeze for another morning!

SOLUTION ON PAGE 4

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