CS ESG Macro 5 Index Illustrative Statistics
CS ESG Macro 5 Index 1-Year Participation (Hypothetical Data)
100,000 300,000 250,000 200,000 150,000 100,000 150,000 200,000 250,000 300,000 350,000 450,000 400,000 350,000 400,000 450,000
CS ESG Macro 5 Index Accum Value No Rider Accum Value Rider Bonus
Premium
50,000
0
0
1
2
3
4
5
6
7
8
9
10
This scenario is based on a $100,000 initial purchase premium and the selection of the Rate Enhancement Rider with 100% of the premium allocated to the CS ESG Macro 5 Index 1yr Participation Rate strategy. This example reflects the CS ESG Macro 5 Index values from 6/28/2013-6/28/2023 with a 10% Premium Bonus (prior to September 2022, the Index was not live and the Index data had been simulated), 210% participation rate on the CS ESG Macro 5 Index 1yr Participation Rate strategy, and a 260% participation rate on the CS ESG Macro 5 Index 1yr Participation Rate strategy with the Rate Enhancement Rider. This example is hypothetical only and is meant for illustration purposes. It is not a prediction of future results. This product was not available prior to August 2020. Past performance is no indication or guarantee of future performance. The Index data has been derived by means of a retroactive application of a back-casted model designed with the benefit of hindsight. The back-casted, hypothetical, historical Index data this chart is based on has inherent limitations. No representation is made that in the future the Index will have the returns used. Alternative modeling techniques or assumptions might produce significantly different results and may prove to be more appropriate. The Index is calculated net a 0.5% p.a. index calculation fee. The Index also contains embedded transaction costs and holding costs. The Index could underperform relative to other indices, including equity indices. In addition, the Index is an excess return index: it reflects the return of components net of the cost of funding a hypothetical investment in them.
CS ESG Macro 5 Index 2-Year Participation (Hypothetical Data)
600,000 600,000
CS ESG Macro 5 Index Accum Value No Rider Accum Value Rider Bonus
500,000 500,000
Premium
400,000 400,000
300,000 300,000
200,000 200,000
100,000 100,000
0
1
2
3
4
5
6
7
8
9
10
This scenario is based on a $100,000 initial purchase premium and the selection of the Rate Enhancement Rider with 100% of the premium allocated to the CS ESG Macro 5 Index 2yr Participation Rate strategy. This example reflects the CS ESG Macro 5 Index values from 6/28/2013-6/28/2023 with a 10% Premium Bonus (prior to September 2022, the Index was not live and the Index data had been simulated), 320% participation rate on the CS ESG Macro 5 Index 2yr Participation Rate strategy, and a 385% participation rate on the CS ESG Macro 5 Index 2yr Participation Rate strategy with the Rate Enhancement Rider. This example is hypothetical only and is meant for illustration purposes. It is not a prediction of future results. This product was not available prior to August 2020. Past performance is no indication or guarantee of future performance. The Index data has been derived by means of a retroactive application of a back-casted model designed with the benefit of hindsight. The back-casted, hypothetical, historical Index data this chart is based on has inherent limitations. No representation is made that in the future the Index will have the returns used. Alternative modeling techniques or assumptions might produce significantly different results and may prove to be more appropriate. The Index is calculated net a 0.5% p.a. index calculation fee. The Index also contains embedded transaction costs and holding costs. The Index could underperform relative to other indices, including equity indices. In addition, the Index is an excess return index: it reflects the return of components net of the cost of funding a hypothetical investment in them.
9
ACLAPPBR-OT 092223
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