Performance You can Count On
Protect Your Principal
Protection is the cornerstone of the Accumulation Protector Plus SM Annuity. Whether the market goes up, down, or remains the same, your principal is guaranteed not to decrease* due to market performance and is protected through the APP’s Fixed and Indexed Accounts.
Accumulate Wealth
The APP gives you exclusive access to the CS Momentum Index and the CS ESG Macro 5 Index , while also offering strategies linked to the well-established Standard and Poor’s Composite Stock Price Index (“S&P 500 ® ” Index), and a Fixed Account that provides a guaranteed rate of return. The CS Momentum Index, the CS ESG Macro 5 Index, S&P 500 ® Index and the Fixed Account provide opportunities to accumulate wealth over time.
Choose from Flexible Crediting Strategies
Not everyone has the same financial goals, nor the same time horizon for achieving those goals. It is because of these different objectives that Flexibility is another key component of the Accumulation Protector Plus SM Annuity. This annuity offers a diversified set of fixed and indexed crediting strategies with 1, 2 or 3 year periods that allow you and your advisor to choose the accounts and periods that most align with your goals. Additionally, you can adjust the allocations on the contract anniversary, coinciding with the end of the crediting period, to continue to meet your changing needs.
Preserve Your Lifestyle
Achieve greater financial confidence and achieve the goals you have set for your lifestyle, retirement income and legacy by taking advantage of the flexible options provided by the Accumulation Protector Plus SM Annuity. These strategies were created to help protect what you have worked hard for and provide opportunities to accumulate wealth, so you can rest easy in retirement knowing you are preserving the legacy you have built.
*If Rate Enhancement Rider is purchased, principal will not decrease due to market performance but could decrease due to the rider fee. 2
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