Atlantic Coast Accumulator Protector Plus

S&P 500 ® Index Illustrative Statistics

S&P 500 ® 1-Year Participation (Hypothetical Data)

300,000

300,000

S&P 500 ® Index

Accum Value No Rider Accum Value Rider Bonus

250,000

250,000

Premium

200,000

200,000

150,000

150,000

100,000

100,000

50,000

50,000

0

0

1

2

3

4

5

6

7

8

9

10

This scenario is based on a $100,000 initial purchase premium and the selection of the Rate Enhancement Rider with 100% of the premium allocated to the S&P 500 ® Index 1yr Participation Rate strategy. This example reflects S&P 500 ® index values from 6/28/2013-6/28/2023 with a 10% Premium Bonus, 43% participation rate on the S&P 500 ® Index 1yr Participation Rate strategy, and a 55% participation rate on the S&P 500 ® Index 1yr Participation Rate strategy with the Rate Enhancement Rider. This example is hypothetical only and is meant for illustration purposes. It is not a prediction of future results. This product was not available until August 2020.

S&P 500 ® 2-Year Participation (Hypothetical Data)

300,000 300,000

S&P 500 ® Index

Accum Value No Rider Accum Value Rider Bonus

250,000 250,000

Premium

200,000 200,000

150,000 150,000

100,000 100,000

50,000 50,000

0

1

2

3

4

5

6

7

8

9

10

This scenario is based on a $100,000 initial purchase premium and the selection of the Rate Enhancement Rider with 100% of the premium allocated to the S&P 500 ® Index 2yr Participation Rate strategy. This example reflects S&P 500 ® index values from 6/28/2013-6/28/2023 with a 10% Premium Bonus, 60% participation rate on the S&P 500 ® Index 2yr Participation Rate strategy, and a 75% participation rate on the S&P 500 ® Index 2yr Participation Rate strategy with the Rate Enhancement Rider. This example is hypothetical only and is meant for illustration purposes. It is not a prediction of future results. This product was not available until August 2020.

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ACLAPPBR-OT 092223

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