A Customizable Fixed Indexed Annuity Built for Guaranteed Income
In today’s challenging financial environment, many people are looking for reliable solutions for retirement income. The Income Navigator Annuity SM is a customizable fixed indexed annuity that offers guaranteed income for your lifetime through the selection of its optional Income Rider. As a fixed indexed annuity, the Income Navigator Annuity SM provides you with the flexibility to participate in market growth while protecting your principal from market declines with a 0% floor. With the Income Navigator Annuity SM you have the opportunity to build a custom solution that meets your unique needs, by pairing guaranteed income benefits with accumulation power through a variety of indexing strategies.
Is a fixed indexed annuity right for you? There are many factors to consider when looking into a fixed indexed annuity. Your age, annual income, liquid net worth, and financial needs are all important in determining whether or not a fixed indexed annuity may help you reach your financial goals.
You decide how you receive income from your plan and how your money earns interest. Choice Your money grows with the market without losing value during a downturn. ¹ Growth This annuity gives you the opportunity to create a customizable plan to provide for yourself and your beneficiaries. Future
The owner makes the initial contribution for their unique plan, selects the indexing strategies, decides if they want to select the Income Rider, and names the annuitant and beneficiary. The owner can be an individual, trust, or an organization. The owner also has the individual right to request withdrawals and income payments. Owner 1 If Income Rider is purchased, principal will not decrease due to market performance but could decrease due to the rider fee. Annuity and optional rider are not available in all states. Contact an agent or visit www.aclico.com for listings.
The annuitant is a person named by the owner who will receive payments under the Maturity Benefit in the policy. In many cases the owner and the annuitant are the same person. Annuitant The beneficiary receives the death benefit at the time of the owner’s death. Beneficiary
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